I have a 15 yr fixed rate mortage with 8 yrs left. I owe $120K. I can...

Getting a second mortgage with a high debt to income ratio

We would like to buy a second home and rent out the first one after moving into the second. We currently pay 3000/month for the first mortgage and would need to pay about 4100/month for the second mort...

USDA Loans Eligibility

I'm a non US citizen with work permit, can I qualify for an usda loan single family home purchase if the home is in approved area, or USDA loans only for us citizens or permanent residents ?

close to retiring and looking for lower monthly payment and lower intere...

finally found a home!!!

My husband and i are bidding on a Homepath Home...middle score is 626....is this a possibility with a Homepath Mortgage?

Pre-approval paper work question

I'm getting my pre-approval going. My checking acct went negative last month because I forgot about autotransfer to my savings acct. Checking acct has overdraft protection from bank credit card. So, ho...

Interest rate vs. APR

Hi alI. I paid about $1177 for points to bring it to 4.75%.Lender said I would have to live in the house for 4 years (which I will) to make up for the points paid. The reality is that my APR (including...

Income determination question

So, I understand that income from the last two years is taken into account when applying for a mortgage preapproval, etc. My question is, are W2s the only method by which income is calculated? I ask be...

I get no FHA - but why would a seller care if 10%, 20%, or 25%?

If an all-cash offer didn't come in and wipe out all other offers on a house, why would a seller (including, but not limited to banks, so if you have a different motive for each, I'd love to hear) care ...

downpayment requirement -- historically?

Currently, one can get an FHA loan with as little as 5% (or less?) down. During the bubble, there were zero-down loans.What were down payment requirements before all that? In the 90s, 80s, 70s, 60s...?A...

Type your mortgage or real estate question here lloking to refinance

Type the details of your question here looking to refinance

I have a commercial project in PA I need down payment assistance with. I...

I have a commercial project in PA I need down payment assistance with. I...

Commission on short sales

I'm looking at offering on a short sale, and trying to decide if I should involve a buyer agent or not. The only reason I can think of needing a buyer agent for is to help a bit with the offer process ...

Buying home with IN LAW,share costs??

HI guys,I just bought a home with inlaw, I need help with unbiased opinions.1)in law downpayment 40,0002)My downpayment 21,0003)I will spend 19000 to remodel house3)on Title= 1/3 me, 1/3 husband, 1/3 in...