In searching for a home, when is the best time to involve a mortgage per...

or even before we start shopping>? I am afraid we don't know exactly what price range we will get approved for.

Mortgage Laws Question...

Can a lender make a mortgage loan of $790,000.00 to a person making about 47,000.00 Which mortgage laws apply.

Is now the right time to buy for my Fiance and I?

My fiance an I are looking to buy a home. I am calling a mortgage broker tonight to help the process. we both have student loans and she has a car loan. our total loans are 135,000 and our gross is 101,...

Mortgage for Unconventional Home

I have located an old commercial building that I would like to convert to an owner occupied four-plex. The contract I am writing is contingent upon receiving re-zoning to residential use. Since the surr...

Lowest Down payment to Refinance 3-unit??

HI,What would be the lowest down payment to refinance a 3-unit property?I am buying a 3-unit using hard money lender because the closing date is approaching and there isn't much time left. How soon can ...

What is the highest Loan to Value for REFI these ddays?

What does it mean to subordinate the second mortgage? Are banks likely ...

We are doing a refinance, and we want to use FHA loan for our first. My loan officer told me we have to subordinate to qualify.

Loan for a REO under $60k, Self Employed

I've been looking for ways to buy my partner's just foreclosed condo. The problem is that all these places out there who do loan quotes won't do loans for below $100,000 and also I'm self employed.Both ...

Can i refinance my first mortgage and not my second?

I would like to refi my first to lower the payment by about $400. I want to keep the second in place because its almost half paid off. If i only refi the first then in 8 years my second is paid off inst...

Can my boyfriend and I both apply for a morgtage loan?

My boyfriend and I have found a home for $54,000 that we love. We can most definetly afford it. He is the only one that works right now because I am a stay at home mom. He makes about 29,000/year. My q...

Why are property values still dropping? What is driving this still? I ha...

What happens if you dont agree with an appraisal? Can you protest it ?

If we ask for another appraisal do we have to pay again for it?

I need advice on getting a second loan on my condo to help my parents ou...

I own a condo which is free and clear. I've paid off the mortgage in full! :) But now my parents are facing financial problems and I want to help them by taking out a loan using the condo title. Will I...

what about loans already taken out on a home

updated status

Heloc Settle Questions....

HelloI have a 1st in California for 300k and a Heloc for 120k. The house is worth 200. I am trying to work with the heloc bank to settle. If I am able to agree on an amount what do I need to make sure t...