I have a 703 credit score. I have one negative item-collection account t...

I have a 703 credit score. I have one negative item-collection account that will be removed July 2011, but I would like to apply for an USDA guaranteed loan in June. Would they require me to make paymen...

Loan for 580 FICO score

I heard that some banks have now lowered their FHA loan qualifications to 580? I have a score of 585 and make around 54,000 a year. What is the down payment percentage for a house with this score and th...

If I let my Pre-Approval lapse, and re-apply, will it hurt my credit score?

We did a pre-approval because we were given incorrect information about the timing of our move and our income situation. If we do not find a house within the 60-day pre-approval time frame and let it la...

If I let my Pre-Approval lapse, and re-apply, will it hurt my credit score?

We did a pre-approval because we were given incorrect information about the timing of our move and our income situation. If we do not find a house within the 60-day pre-approval time frame and let it la...

Mortgage Affordability

Hi, I was hoping I could get some clarity before I approach a broker. I make about 7K net on a 9K gross per month (plus a yearly bonus of about 10-15K) and I dont have any debt. I use personal credit c...

Bank offers to lower my rates (unsolicitated)/

Yesterday the bank that holds my 30 year VA mortgage called and offered to lower my rate from 5.3 to 4.75 percent at no cost. My son took the call and told them I would call back. My question is why w...

How does a refinancing loan work on an FHA mortgage?

I have an FHA loan for $25,000......House is worth much more, especially after the repairs we did. House sold at least 3 different times between 1995 and 2006 for approximately $100,000.I am guessing it...

I have an average credit score of 695 and make 50000k a year what kind o...

My mid score is 570, I am reanting a house for $1300. a month, i am payi...

My mid score is 570, I am reanting a house for $1300. a month, i am paying all the bills water,trash, gardner just put it this everything like if i own the place, I never been on my rent.my credit go ba...

Can anyone tell me what an open end mortgage is? What is the difference ...

Can anyone tell me what an open end mortgage is? What is the difference between that and a conventional mortgage?

What rate (30 year fix) can I get right now with a 696 Equifax and 691 T...

home purchase loan

WIll a double dip recession cause housing proices to go even lower? What...

We were hoping values come up and rates stay low so we could refinance.

Trying to buy a home. Husband transitioning out of Military, Wife has la...

We submitted our application for a VA loan. My husband is not getting out of the military until October, stationed in CA. I worked full-time for 4 years until I had our daughter in January. I was taken ...

I have a credit score of 777. I have no debt, have been employed for 5 ...

I have a credit score of 777. I have no debt, have been employed for 5 years at my current job, and have been employed since college for over 20 years. I would like to purchase a home with 20% down. ...

Why is my lender asking to see our HOA dues on our sewcond home?

Is that considered as proof of the second home? or is that considered as monthly cost? Why do they need that ? just curious