I have a middle FICO of 692, can I apply for a new home loan?

The home I'm interested in is roughly worth 245k, I have 30k available for a down payment and I make roughly 50k a year after taxes with maybe 10-12k in yearly payments. Is it possible for me to buy a n...

VA short sale guidelines

I am a Realtor and I have a VA short sale listed. I just gotten an offer, however it is a very very low offer and the Buyer is asking Seller to pay 3.0% of buyers closing costs as well as all the transf...

is there anybody that will refinance my modular home

Refinance, Washington, DC

Hi, I'm a loan originator in Seattle, and I have an investment condo in Washington, DC that I would like to refinance. The value is around $325,000. The loan amount is $264,000. Current rate is 5.875%. ...

New home mortgage rates

I currently am looking for a mortgage on a 235k home, my monthly income is roughly 45k my wifes is 40k and we have middle credit scores of 722 and 718. If we have 20% for the payment, what can we expe c...

Best way to repair credit for mortgage

I have a credit score of 564, and I have some credit card debt and a car payment which I've been on time for the past 4 months. If I make minimum payments, what are some other ways of repairing my credi...

Middle fico score of 719, what rate can I get for a refinance?

I have a home with roughly 175k of the original 250k left on the mortgage, currently at a 6% rate, my debt to income is roughly 40-45% and been working as an electrical contractor for the past 13 years ...

Can I get a reverse mortage on a new home

I am looking to move and buy a home with about 35-50% percent down. can I take out a reverse mortage on that home and not have to make any payments.

how does a home equity loan get paid back?

FICO 570, Can I get mortgage on a home worth 45,000?

With my credit score of only 570, what is the probability of getting a home mortgage on a home with selling price of 45,000, if I am able to put as much as 30, 40, or even 50% down?

Paid off DMP. How long do you wait before applying for loan?

Paid off the DMP last month. Credit scores are now in the mid 600's.

80/20 piggy back loans

I am looking for a first mortgage with 70% LTV, with the seller providing the 30%. Are these loans readily available ? Probably slightly a jumbo, but could be conforming. Excellent credit.

FHA loan refinance to conventional loan?

I have a FHA loan of 206k and current balance is 195k. My condo value is 209k and interest rate is 4.875. I bought condo in 07/09. Can I refinance to conventional loan? My credit score is 710. Thank you.

Jumbo loan was not purchased by Fannie or Freddie. Can we refinance now ...

We bought our home in 2006 for $696K with a $140K down payment at a 6.75% interest rate, and have just made interest only payments for 5-1/2 years. Our loan was not purchased by Fannie or Freddie becau...

Can I get cash-out with a new home loan?

I found a home worth 215k and I wanted to get a cash out of 20k for personal debt and expenses. My credit is around 760, my income is roughly 55k a year and I wanted to get a 30 year fixed rate mortgage...