Is the down payment included in the GFE closing costs estimate? Or is it...
Is the down payment included in the GFE closing costs estimate? Or is it in addition to??? My closing costs, per my GFE are about 7.5K. My down payment is 4.5k. I just want to know about how much I nee...
How can I get approved for a home loan?
We are have been turned down before for an FHA loan, so I was wondering what kind of loan we could get. I have a 120,000 student private loan. I make about 50,000 a year. So my debt to income ratio is n...
Can we get a mortgage?
We recently had a forclosure. We bought a home when we were both 20 that we could not afford. We tried to make it work for 6 years but in the process killed our credit and had to let the home get forc...
USA Citizen Living Overseas & Earning Foreign Income - Can I quality for...
-> I'm a USA Citizen, with a US Passport and California Driver's License-> I live & work in Australia (Australian resident)-> I earn my income in Australian dollars, from an Australian company (Permanen...
can i get a home equity loan in bankruptcy
i have a chapter seven bankruptcy. My home is worth more than the amount of equaty I can keep. The coart says I can keep my home if I geve them the difference 15,000. How do I get a loan?
Refinancing VS. More to Principal
Loan Balance:450,000Current rate: 5%, 30 year @$ 2,486 montly payment.If I refinance the New rate would be: 3.75%, 15 year fixed with $2800 closing cost apprx= $800 more dollas on new montly payment.Is ...
Commerical Mortgage Question
We (company) have the ability to buy an Multi Family House in commercial mixed zone. House is vacant so we can use also for office, house is believed to our headquarter in Ohio.Is it possible to refinan...
No central heat or air. Can buyers get a conventional mortgage?
my home doesn't have central heat or air. We have a gas heater in the dining room, electric space heaters in the far bedrooms and window AC. Can buyers get a conventional mortgage as long as the home ...
Conventional Loan w/ 5% down HELP!
Hi,I'm a first time home buyer, purchasing a condo in the Chicago area that has not been FHA approved yet.The seller's agent suggested that I try to get a conventional loan to ensure I get into the prop...
Can we refinance an FHA loan into a conventional??
I need some direction on what to do. We have an FHA financed mortgage on our first home, it is 1000 square feet and we just had our second child. I have heard that we can't get a second FHA loan unless ...
How do I get an ARM refinanced to a fixed rate?
My ARM is continuing to go up in interest, to a point that is not reasonable to attempt to maintain. The mortgage amount is over $425,00.00 and the re-sale value is approx. $225,000.00.All payments have...
Prequalified vs Preapproved... What's the difference?
Lenders.... what's the difference between getting prequalified and preapproved? Do I need one or both?
question about rates--our quote seems really high and we have good credi...
We recently met with a WF broker for a pre-approval for a house in CA (Bay Area) and was offered (yet to be on a letter) the rates as follows. 30 yr fixed conventional - 5.25%30 yr fixed conventional ju...
Buying with 5% down Chicago Suburbs.....we have a FICO score of 735-690,...
My wife and I currently rent and are looking to buy in the northern suburbs of Chicago because the school options are better. We were planning to stay in the city and used a portion of our savings to p...
Self Employed, need advice for mortgage app?
Hello all, I have a situation that I would like to hear opinions on because I'm hearing different things from different people. I am a technical writer who has been working for/"with" the same company f...
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