Middle FICO score of 744, what kind of rate for a home refinance on mort...
My home is worth 325k and I have a loan amount of 254k. If I have okay credit, a debt to income ratio of 30-40% and good income, roughly 75k a year with wife's 35k, can we get a good rate? Currently at ...
Reverse Mortgage Lenders in New Orleans
Can you please tell me what banks in the New Orleans are are doing Reverse Mortgages, i already have a Rev mortgage from 3 years ago and i am now 65 years i would like to reapply
Deed and refinance
I am on the deed to the house, this was done prior to our marriage. My husband refinanced after we were married without my knowledge, I was never on the mortgage and still not on mortgage My husband re...
Disability letter from my doctor to Lender
What should the letter from my doctor to Lender for a home loan say if i am receiving SSDI for an incurable condition.
Can I get a loan approval letter with a credit score of 630 (mid)?
I want to build a new home and plan to close in August 2012. My Credit Score is currently 631 (mid). I am working on my credit and I am expecting my score to be over 640 by August 2012, but I want the b...
Foreclosure
Are there any programs available for customers that are 2 years out of foreclosure?
Home Equity Loan for overseas resident
Is it possible for an overseas resident to obtain a home equity loan / LOC on a US property? My husband has a green card but works overseas (paid in euros) and has good credit. I'm a US citizen with e...
Refinance with 600 credit score and late payment
Hi, I would like to refinance the property in 77494. There is over 60% equity, present 15-year fixed mortgage balance is at $140,000. I am one month late on the payments though. I'd like to replace my w...
Does every lender do a VA home loan?
I found a home worth 190 that I would like to buy, I am a veteran and I have good credit (760) with decent income. I am in the Carlsbad/Oceanside area of California. Please leave contact information so ...
Middle FICO score of 661, can I qualify for a home loan?
I'm looking for a home within 210-230k, I have roughly 30k for a down payment and make around $5,000 a month. With my credit and that down payment, do you think I could qualify for an FHA loan?
First time home buyer questions
Here is my question Are there any special deals for first time buyer? how do i know what price house i can get a loan for. how much of a downpayment should i put down? what is the loan percentage now? i...
Can I get a home loan if I was just laid off?
I wasn't fired for any poor performance, the company downsized and I did get a severance package. If my income is stable and I have ample savings, can I still refinance home?
Middle credit FICO score of 709, can I get a good rate for a refinance?
I have a home with 80% on the loan roughly, home is worth 200,000 and monthly income is roughly 4.5-5k. My wife makes similar money and her credit I do not know about, but she is not on the original mor...
I am paying for a home I do not own...
I am in California.Three years ago I walked away from a couple properties and ultimately filed bankruptcy. Two years ago my parents agreed to purchase a home for me "on-paper". I made the down payment, ...
3 addresses on our mortgage, now PMI insurers will not insure us
There are three people on our mortgage, we moved from FL to MA. Our application has various addresses. Now a week before closing we are being told that the PMI insurers will not insure us... what can we do
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