How to qualify for a loan with a mobile home?
I want to purchase a mobile home on 2 acres of land with a USDA loan. I have good credit but lack the work history. Mobile home was built in 2000 and it's never been occupied. The property is a USDA ap...
Austin, TX - Nov 14th 2022
This question has not yet been answered.
How to get a loan for investment properties?
My house is paid off and have a credit score of 800. I am self employed and make average money yearly. I only spend money if it's a tax write off so I have very little net income to show on my taxes by ...
Question about VA loans
I am smitten by an old but lovely single family home that was built in the 1900. I plan to take out a VA loan for the purchase but am concerned that inspection and appraisal may be too strict in this ca...
What are my options since rates are so high
I inquired about rates and got 5.99 and 6.75 which is way higher than rates a few months ago. My credit score are excellent but I can't afford a $2,000 loan right now. What are my other options? Should ...
Phoenix, AZ - Nov 11th 2022
4 answers
- Latest answer by
Bob Heidrich | Equal Housing Lender
Apr 9th 2024
Asking for my boyfriend who plans to apply for a loan
Hi, my boyfriend is in his first year in trucking and we want to know if he can apply for a home loan. We asked around and were told that he need to submit a years worth of paychecks since his income i...
Can I qualify for an FHA loan?
I make $120k a year and I was wondering if I can qualify for an FHA loan. What is the downpayment and the requirements? I plan to buy in the Dallas area and this is my first time buying a house
Investing in a rental property
I have some cash and I plan to invest in a 4 bedroom apartment that I can rent out to college students. What kind of documents should I submit when I apply for a loan? I plan to buy in the Gainesville F...
First time buying a house
I plan to buy my first home by next year when I turn 30. I have no debts, a 750 credit score and can put down 20% around $20k in savings. I am making $15k a year with my current job. What loan is best f...
Can I get a loan at 5%?
I used to own a house and sold it 5 years ago. I was wondering if I can still get a loan at 5% or is it just a first time thing? Are there programs for down payment assistance I can avail?
Closing on a USDA loan but encountered a problem
How do you show proof that their adult child who lives at home didn't earn income the previous year? My USDA loan has a household income limit and I'm having problem with my lender since they are asking...
Detroit, MI - Nov 4th 2022
This question has not yet been answered.
What's best for a variable interest loan?
We've seen interest rates climb to 7.29% from a low of 2.8% the previous year. What advise can you give to those who have ARM loans at the moment? Do I keep or refinance?
Is it the worst time to buy a house?
I'm new to all this and I was wondering if this is the worst time to buy a house? I've heard that prices are sky high and when a crash happens the prices will go down. Will interest rates be as high a f...
How do I remove PMI?
Can you get rid of PMI without a refinance? My value has risen to $275k but I only owe around $120k. I bought my home in 2019. Do I need to get an appraisal in this case?
Is this the right time to refinance or should we just eat the rate?
We were going to sign a contract since we assumed that interest rates would go down a bit within the next 6 to 8 months. But after the fed's recent announcement the results were not what we expected. Is...
Denver, CO - Nov 1st 2022
This question has not yet been answered.
Applying for a loan as a couple
Can a married couple get a loan by filing joint? One has income without credit but the other has the credit history but no income? One spouse has 550 while the other 680. What impact will this have when...
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