686 Credit Score, need to refinance my home loan
Currently I'm at a 7.25% rate from a 30 year FRM, currently at a mortgatge balance of 110k of a 245k home. I make roughly 55k a year. What are some possible rates I could look for?
Spouse eligible for FHA loan?
I purchased a home under an FHA loan in 2002 and got married in 2008. In 2010 the house went into foreclosure but I was able to sell it to avoid the foreclosure. Now I am getting a divorce and would lik...
Albuquerque, NM - Dec 7th 2011
6 answers
- Latest answer by
Pam Schubert - VA certified loan specialist
Dec 8th 2011
VA refinance now that I am on disability
I've seen adverts regarding disability veterans getting a better deal. Do I need to refinance my current VA mortgage in order to take advantage of the lower rates, or should I contact my lender to begin...
Can I get an FHA Loan even if I've already bought a house?
I've already been a home owner, this was over 9 years ago. Do I still qualify for an FHA home loan or did I lose out on this? Home I'm looking at is 232k, and I want to make the lowest down payment poss...
Can I get a HELOC with only 40% equity in my home?
My home is valued at 246k and I've got a current mortgage of 147k. Is it possible for me to take a HELOC out on the house? I'm looking for a around 20-30k in credit from the home. Credit score has remai...
Is there a benefit from switching to an ARM from a FRM?
I have a 30-year FRM, 4 years into it at 5.25% rate, I've paid off about roughly 30% of the initial 280k loan, and I'm considering of taking advantage of the cheap rates of an ARM for the next five year...
Refi an apartment building loan
Looking to refi an existing apartment building loan. Presently its 5.75 with a balance of 630,000. Credit score is 780 and owed for 5 years (5 years left on loan). Also, what are the costs (points, ...
Refinancing my home with 706 credit score
To make it simple, I have a home valued last month at a little more than 274k, and I currently have a mortgage with a remaining balance of 193k. I have a DTI of 24% (front-end), credit okay at 706, have...
VA loan for a guy with bad credit
I'm looking for a VA mortgage, currently have a credit score of 610, but the home I'm looking for is $185,000 and I can put a down payment of $20,000 on it. Now I hear about no cost home loans or no fee...
Kermit, TX - Dec 6th 2011
7 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Dec 7th 2011
No cost refinance for a LTV of 85%
Home is valued at 267k, my mortgage is currently 225k. Credit is great (820 middle score) and I've been making 65k a year for the past five years. I refinanced a couple years back, but the $6,000 closin...
Credit score of roughly 600, looking to refinance Fannie Mae home
Looking to refinance a home valued 140k, mortgage 128k @ 6.625%. I believe i have a score of 600, but I do not know if that is the case. It is a Fannie Mae loan prior to 2009. Currently in a Chapter 13 ...
Credit score of 654, is it possible for me to purchase a home?
Looking to buy a home valued at 225k, have a down payment of 30k, middle score of 654. I make around 35k with my husband making 60k a year. If we can get a mortgage, what types of rate would we expect...
New Home
I'm looking for a good mortgage rate for a new home I'm purchasing. It's valued 250k, I have 50k as a down payment, and my credit is not so good (705). With an general income of 55k a year, do I qualify...
How hard is it too get into a rent to own home after a Bankruptcy?
We want to relocate to Fresno California area in January and we are looking for a rent to own home that will allow pets and kids, as we do not want to give up either.If you know of anyone that we can co...
Refinance right after purchase
How long do I have to wait in order to refinance my home after buying it? I bought it a little more than six months ago. Can I refinance for a better rate now?
Ask our community a question.
Get an answer
Related Questions
