a point is a quarter of percent is this right ?

Installment Promissory Note

i have an original promissory note signed by me and was given to me from the owner of a car i purchased but my documents typed up by the notary was lost...can my promissaory note be the proof i can use...

notary

if i go 2 court with a copy of my documents done by a notary 15 years ago without a legal stamp or seal on it but signed by all parties involve will the judge accept my papers as proof of a sale...i do ...

notary paper work

do notary companies or attorney's keep a copy of all work done with clients?

Refinance out of an ARM into a 30 year FRM

I refinanced into an ARM 4 years ago and wanted to refinance into a 30-year FRM to take advantage of the steadily low rates. I've never been late on a mortgage payment and the LTV right now is 65-70%. I...

Credit score of 669, can I qualify for a new home loan?

I found a home worth 175k in Coventry, not good credit, but I have enough to put 15% down on the home as well as a solid income of roughly 45k a year. What rates could I expect and should I put more mon...

Had a fourcloser 2 1/2 years ago

I live in my mom's house with my wife and 2 kids. We live in California i do have a collection agency calling me about a charged off HELOC. My old house that was fourclosed has sold twice now. My credi...

Just refinanced and now need to move due to job loss? Can I rent my home?

We refinanced on our primary residence of 7 years in late summer. This fall, my wife can no longer work due to a medical condition and we need to move but can't sell our home. I would like to rent our h...

Looking to purchase home in Fort Worth with 20% down

Okay, so from what I can tell, I do not need PMI if I put 20% down and I can get a better rate with that much down. Should I pay as much in points as possible in order to get the best rate or are there ...

Credit score of 723, want to refinance my home

My home is valued at 295k, we have 200k left on the mortgage and 21 years. I'm currently getting a 5.5% rate and I want to see whether I should refi into another 30 year FRM or maybe use a different pro...

What is PMI and what options are there to deal with it?

I'm looking to buy a home and I think I understand PMI, private mortgage insurance, but what does it actually do? Is it safety precaution for the lender's investment? Also, if the home I'm looking at is...

Can I get a 4.0% Home refinance rate?

Homes worth 325k, I've got a mortgage of 267k. My current rate is 6.625%, and my credit right now is somewhere between 740 and 760. I've been pretty good on my debt for the past five years, but I really...

What is a USDA home loan and how can it help me for my first home?

I've been told to look into a USDA home loan, however I really do not know what they are. Is it a special financing or down payment scenario? I'm looking to get a home in York and its valued in the high...

What does a prior bankruptcy do to my chances to refinance?

I filed for bankruptcy in early 2010 and I think I might be missing out on some great rate opportunities. The home in question is worth 310k, but my credit is shot and I really don't know where to begin...

What do I need to qualify for the new HARP program?

I have a Fannie Mae home from 2007 that I currently am underwater on, roughly (135%). I haven't missed a payment for my mortgage in 3 years except I was late back in 2009 once. The home is valued curren...