Could i afford a $174900 house with a 50000 annual salary?

which loan?

I plan to put 40% down on the house and paid off in the next 2 to 4 years. I will be borrowiing around $110K, and there are no prepay penalties with the ARM as of right now at 3.5%. I was just wonder...

Can i qualify for a $50,000 home loan if i been at a job for only one year.

My credit score is about 610-620.My plans are to by a home around $25,000-30,000 and put the rest into remodeling the home.Then selling it for a nice profit.If I can't qualify for that home loan would i...

Home Loan 570 Credit Score in Florida

My wife and I have had a tuff few years and our credit score has fallen to 570. One of the thing effecting our score is a tax lien that has been taken care of but still shows. We are in the process of s...

I'm a us citzen living abroad and earning income in forigen currency loo...

recently got two condos in nyc gifted to me which have mortgages (approx 50% of value), one will be my main home and the other investment. i would like to refinance the mortgages. I have good credit ...

I'm a us citzen living abroad and earning income in forigen currency loo...

recently got two condos in nyc gifted to me which have mortgages (approx 50% of value), one will be my main home and the other investment. i would like to refinance the mortgages. I have good credit ...

refi options for condo/investment property?

I wanted to learn refi options for my condo/investment propertyExcellent credit, currently on 5.5% fixed, balance 330K, with around %75LTVWhat are my alternatives on 30yr or 5/1, 7/1 ARMs? What are the ...

Is their 80/10/10 mortgages available? I'm just thinking about trying to...

Don't want PMI, have good credit.

How do I calculate my home equity

mortgage with foreign income

I am a US citizen, had been working in the US for many years until recently I took a job overseas, my salary is paid in foreign currency. I am going to buy a house in the US for my family. Can any body...

Looking for a VOE programs and Stated Income programs

FHA or Conventional loan with 5% down?

I was offer by my mortgage agent with 2 option, either FHA or Conventional loan with 5% down payment. I have got the Good Faith Estimate for both.For FHA: Mortgage rate is 4.500%, but have higher closin...

Qualifying for a home loan?

I have been a student and only have worked part time for the past 2 years. I have a student loan of about 15,000 dollars. I have medium credit. Now I will be graduating and working as an RN so my pay wi...

Short sale will you be able to get another mortage in a year?

If I move forward with a short sale - how long will it take to get another mortgage.The real estate tells me inside a year the banks will lend.It will not hurt my credit to much - but I will take a hit.

What is the right debt to income ratio for getting a HAMP modification?

What is the right debt to income ratio for getting a HAMP modification?Someone told me that I have a better chance of getting a modification if my income is more than the expenses. Currently my monthly ...