Should I use my 401k to pay off the mortgage?
I have two mortgages. My equity on the home has suffered quite a bit of loss in the last couple of years. I have paid down a significant amount of my original loan, but the house is still worth less th...
How much money will I have to pay upfront to buy a home?
Want to buy, but need to know how much money that I really need to have to get through the process. No one seems to know that answer.
Will lenders deal with an underwater borrower
I'm looking to do a HARP refi. I have heard that because it's a Fannie Mae loan, I don't necessarily have to go with my existing lender. How and where do I go to shop rates? Are lenders generally reluct...
2 percent rule when refinancing
I've always heard about the 2% rule when refinancing, is it important?
Can I buy a home if I do not have money for a down payment?
If I can't buy without any money down. How much do I have to come up with at minimum?
How can my roomate and I buy together?
My roommate and I have been living together for the past 6 years. We both have good jobs in the area that we live in. We want to buy a condo across the street from our place together. But we have tons o...
Rising foreclosure rates affecting my equity?
I have managed to keep my house in the positive. There is about 20k that I can play with if I were to refinance. I don't really need to, but I'm afraid that if I don't do it now, that I might lose the o...
Loan qualification before filing taxes on foreign earned income?
My husband and I are U.S. citizens, living in Singapore, earning an income in Singapore Dollars. We want to purchase a rental property in the U.S., have large down payment and excellent credit history. ...
Will shopping for a loan hurt my credit?
Found the condo that I want, but not sure about the loan. I know that it's best to shop around, but I don't want my credit score to be negatively impacted. What's the deal?
Does it cost to take equity out of my home?
When we decide to refinance, we want to take some equity out to add a deck and maybe a new kitchen (fingers crossed). Probably not going to do it if it ends up costing me tons of money. What should we e...
How long do I have to stay in my loan before I can refinance?
I have been in my loan for about 4 months. Rates have dropped even lower. I am always open for saving money. How soon can I refinance?
How low is too low for a loan approvable credit score?
We are first time buyers with pretty low average credit scores. The plus is that we are working. Our rent is 2300 per month and we have been living here for almost 3 years. Definitely want to buy, but f...
Should I shop outside of my credit union for a refinance?
My current loan is through my credit union. I am really considering a refinance. It's my impression that credit unions are supposed to be the ones giving out the best deals. Is this true? Anyhow, I want...
What else can we use besides a W-2?
We are trying to buy a new home and my fiance has been self employed since 10/09 but only has W-2's for 2010, he didn't file for 2009 because he was only in business for 2 mths, he is also employed by t...
Can I get a loan to buy a foreclosure?
I live in Las Vegas. So many homes are being foreclosed on. Luckily, I have never bought before and am now in a position to buy. I am not that savvy about the whole process, but want to score a great de...
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