How much employment history do you need for a first time home buyer?
I have great credit history of 740. The only issue is I heard that I need 2 years of employment history. I just got my first significant income out of college 3 months ago. I make a good income, is the ...
Refinancing from a FHA 30 yrs to FHA 15 yrs - Do I get UPMIP back on cur...
I am trying to refinance my current mortgage, FHA 30 yrs, taken in 2010 to a FHA 15 yrs to take advantage of the lower interest rate and pay principal faster. I prepaid MIP (around $8K) at closing back ...
How to refinance a owner financed home loan
Bought the home in 2006 with intent to refinance. According to the county the home value has decreased and therefore I owe approximately $14,000 more than it's worth. No idea what to do...
What is a good LTV% For Home Equity Loan?
I want to make a large purchase by either taking out a home equity loan or refinance. My home appraisal is $98K and I owe $44K, I'm told that is a 43% LTV. Is that good or bad?
CAN I REFINANCE FROM A CONVENTIONAL LOAN TO A FHA LOAN?
CAN I REFINANCE FROM A CONVENTIONAL LOAN TO A FHA LOAN?
How tough is it to get a mortgage in MA with a VA loan?
Hello, Here is my current situation: my husband qualifies for a VA loan which has never been used. We want to buy the house that we have been renting for the past 2.5 years. The asking price of the hous...
Should I refinance now or keep my 5:1 ARM set to adjust this year?
I have a 5:1 ARM 30 year loan and this October it will adjust for the first time. Currently my ARM is at 6.65% and am paying $1474 a month and I have an adjustment cap of 2% up or down per year. So my...
House in Wifes name?
My wife and I would like to move and I have the benefit of a VA loan that I have not taken advantage of. We are underwater on our house and would like to keep it and rent it out if possible. Would it ...
Saint Petersburg, FL - May 31st 2012
6 answers
- Latest answer by
Ralph Richard Guertin
May 31st 2012
Refinancing primary residence and 2 rental homes
I currently works odd jobs as a handyman. I have one house as my primary property and two houses as rental . I get a small amount of income from both houses. I also I have a promissory note from carr...
Home is valued at $187k, we owe $242k. Is there anything we can do for h...
Home is valued at $187k, we owe $242k. Is there anything we can do for help?
Can I refinance an investment property if my property is NOT backed by f...
I'm from North East Ohio and currently have 4 rental properties(which in the past has limited my ability to refinance). I would like to refinance 1 maybe 2 of them to a fixed rate 30 yr mortgage to gai...
Looking to buy after a short sale w/no late payments and extenuating cir...
Wife and I moved for my job to Florida in 2006. Purchased home for 209k w/20% down. Lost job in 2009 due to cutbacks, forced to move back to Cleveland. Rented out property for almost 2 years at a mon...
Does Fha still finance up to 98.15% of appraised value?
Does Fha still finance up to 98.15% of appraised value?
I purchased with cash from my mother - what are my options for self empl...
My mom gifted me the money to buy a house. What are my options to get her the cash back? Refi, home equity, first? I am self employed what is the loan ratio and docs needed to do either or best course?
how much will 1 poing lower a 3.75 interest on a 200,000 mortgage?
how much will 1 poing lower a 3.75 interest on a 200,000 mortgage?
Ask our community a question.
Get an answer
Related Questions
