rebuilding credit
i have been working to rebuild my credit and my fico transunion score has gone from 496 to 618 and is still going up, what bearing, if any will this have on my ability to get a first time home loan?
Refinancing combo of Fannie Mae 1st with HELOC
Here is my question: would like to refinance my conventional 1st along with my HELOC which would be about 106% LTV. Credit score as of 5/1/12, is 830. Looking for 15 yr fixed to shorten my loans and low...
How much employment history do you need for a first time home buyer?
I have great credit history of 740. The only issue is I heard that I need 2 years of employment history. I just got my first significant income out of college 3 months ago. I make a good income, is the ...
Refinancing from a FHA 30 yrs to FHA 15 yrs - Do I get UPMIP back on cur...
I am trying to refinance my current mortgage, FHA 30 yrs, taken in 2010 to a FHA 15 yrs to take advantage of the lower interest rate and pay principal faster. I prepaid MIP (around $8K) at closing back ...
How to refinance a owner financed home loan
Bought the home in 2006 with intent to refinance. According to the county the home value has decreased and therefore I owe approximately $14,000 more than it's worth. No idea what to do...
What is a good LTV% For Home Equity Loan?
I want to make a large purchase by either taking out a home equity loan or refinance. My home appraisal is $98K and I owe $44K, I'm told that is a 43% LTV. Is that good or bad?
CAN I REFINANCE FROM A CONVENTIONAL LOAN TO A FHA LOAN?
CAN I REFINANCE FROM A CONVENTIONAL LOAN TO A FHA LOAN?
How tough is it to get a mortgage in MA with a VA loan?
Hello, Here is my current situation: my husband qualifies for a VA loan which has never been used. We want to buy the house that we have been renting for the past 2.5 years. The asking price of the hous...
Should I refinance now or keep my 5:1 ARM set to adjust this year?
I have a 5:1 ARM 30 year loan and this October it will adjust for the first time. Currently my ARM is at 6.65% and am paying $1474 a month and I have an adjustment cap of 2% up or down per year. So my...
House in Wifes name?
My wife and I would like to move and I have the benefit of a VA loan that I have not taken advantage of. We are underwater on our house and would like to keep it and rent it out if possible. Would it ...
Saint Petersburg, FL - May 31st 2012
6 answers
- Latest answer by
Ralph Richard Guertin
May 31st 2012
Refinancing primary residence and 2 rental homes
I currently works odd jobs as a handyman. I have one house as my primary property and two houses as rental . I get a small amount of income from both houses. I also I have a promissory note from carr...
Home is valued at $187k, we owe $242k. Is there anything we can do for h...
Home is valued at $187k, we owe $242k. Is there anything we can do for help?
Can I refinance an investment property if my property is NOT backed by f...
I'm from North East Ohio and currently have 4 rental properties(which in the past has limited my ability to refinance). I would like to refinance 1 maybe 2 of them to a fixed rate 30 yr mortgage to gai...
Looking to buy after a short sale w/no late payments and extenuating cir...
Wife and I moved for my job to Florida in 2006. Purchased home for 209k w/20% down. Lost job in 2009 due to cutbacks, forced to move back to Cleveland. Rented out property for almost 2 years at a mon...
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