Does anyone know the turn around time for a Texas USDA loan?

Loan or Mortgage for US Citizen living abroad

Hi;I am US citizen residing overseas with a good standing credit. Last year, I purchased a condo in a brand new high rise building in Center City Philadelphia. I financed the entire transaction from my ...

getting a 2nd mortgage on another home?

Me and my fiance are wanting to buy a home together. I had a divorce back in 2010 where I had to file bankruptcy and I was dishcraged in Jan 2011 from all debt including our home. The home is now in for...

Do lender's use a spouse's income to calculate a person's debt to income...

I need to know my ratio to see if I can co sign for my sister's mortgage (my spouse is not involved) but I want to see if his income is used by the bank to determine my number. I also want to know if ph...

What is the lowest mortgage rate I can get for a 200K mortgage?

I have 10% saved for a mortgage up to 200K. My credit score is 680 and I'm looking in Alabama.

Here is my question who will lend me the capital needed?

Credit question

I am saving to put a down payment on a house. I have some negative credit from medical bills I don't feel I should pay as they should have been covered by insurance but I was never able to resolve the i...

Would we be able to secure a loan with a median credit score of 580? No ...

My husband (and kids) and I are needing to relocate to Arizona for his job. He has a median credit score of 580, but we have had NO mortgage lates in 4 years. No bankruptcy, etc. We would have approxima...

Harp2.0

I am currently scheduled to refi with WellsFargo under the Harp program. I purchased the house for $400k on 01/12. I currently owe approximately $345k.My question is in reference to PMI.I am trying to n...

San Francisco Condo Refi

I hope someone can help. I'm looking to refi a set of loans I used at the time of purchase. I have non-Freddie or Fannie loans by Bank of America who refused to help with refi or restructuring. i have n...

Refi on Mfg home in Oregon

I need a lender that can do a Refi on a Mfg home in Oregon. It is on a permanent foundation with 2.75 acres of land. The State converted it to real property when I bought it in 2006.

Buying a Vacation Home while still planning to rent in the city: Is this...

My husband and I rent in Boston, and plan to do so for at least 5-10 more years. We have enough money to buy a small lake house in a rural area about 45 miles away. We would use it on weekends and in ...

Loan Modification after 2006 cash out refinance in 2006

We refinanced our primary residence in 2006 and took out a chunk of equity (as cash out) to pay credit card bills. The next year the recession hit and, as realtors, we suddenly could not afford the mort...

Help! Home financing

Looking to buy a 500k house. Put 150-200k down. Currently have 450-500k in the bank from an inheritance but only making 30k. After 2 years school will be completed and income will increase to 100k+, gua...

HARP 2 Refi almost $8500 to close

I am just wondering if the closing cost fees seem to be legit or not.My current rate is 6.5%, 30 year fixedLoan Amount: $170,700Home Value: $110,575=LTV of 145%Credit Score: 756Quicken Loans is offering...