Need to make improvements on home.

We do not have any equity in our home and only have a 5k saved. Since we are unable to sell and are underwater, we would like to make improvements and stay put til the market gets better. We have B+ cre...

Process for a Construction Loan...

I'm looking into the possibility of doing some construction on my house.What is the process for getting a construction loan?Somebody told me that they are considered "story" loans. What does that mean?t...

Looking for a Hawaii Broker

I have a loan in Hawaii - HARP 2.0 - Fannie and we need a Hawaii broker that can help us out. Please contact me if you are a Hawaii Broker. 775-580-7115 - Ken

How can a lender lock a rate and then not honor it?

I waited to lock the loan until I got the rate I wanted. Advised to do this by broker who was advised by the lender to wait. So we locked on Friday - about 3 weeks after submission. Got approval toda...

HARP 2.0 through current lender is a little more than $10k to close

Self employed - mortgage declined. Need advice

My wife and I are trying to buy a vacation home.We have been self employed for 14 years and our credit scores are close to 800. Our main home will be paid off in about 5 years and we have no other debt....

VA loan in FLorida

Hello fellow mortgage brokers! I am looking for a Florida Licensed broker that can do a VA loan. The borrower has excellent credit and income, but his DTI's are higher (56+-) because he currently has tw...

FHA or 5% Conventional

So I've been wracking my brain over this, but still can't come up with a satisfactory answer on whether to go with the FHA or 5% down Conventional.The terms that I've received from the lender are:FHA - ...

If there are two owners on a Deed of Trust are both signatures needed fo...

Where do I feel out the credit application?

Where do I feel out the credit application?

is there a lender who can approve my loan with 580 credit score & $200K ...

I have a credit score of 580 and I am want to buy a $350K house and i can put a downpayment of $200K. I just want to know if there are lenders out there in the state of california who can approve my loa...

I had a short sale last November. Can I get a loan this soon? Residentia...

Does anyone know the turn around time for a Texas USDA loan?

My loan was supposed to close on May 30 and it has been at the USDA's office forever! My mortgage broker said he can't get any word on when it will close. They are apparently very backed up.

2nd mortgage loans

does anyone do 2nd mortgage loans for debt consolidation