How does FHA treat a private mortgage loan on vacant land?

I am looking to purchase a home, but having issues with debt to income ratio. We purchased vacant land about 4 years ago through a private seller (owner financed). Currently, we owe much more than the p...

How long does it take usually to close a mortgage loan?

I am looking at a home that I want to purchase, but my lease is up in 2 months and I don't want to renew. I have ok credit at 690 and about 45K saved which I would like to spend 25 on a down payment. Th...

can I have a good chance of an auto loan 2 1/2 years after my foreclosure?

I had good credit before buying my house

is it better to refinance at 2.875 15 year vs 20 year at 45

where do i find a loan for my situation?

I own my home free and clear. I am trying to reduce monthly payments and eliminate my debt on my credit report. i am doing this to make month to month more affordable and clean up my debt. Where can I ...

Would like a lower rate

I have a home with an appraised value of $110,00 and roughly $100,000 owed. My current rate is 5% and I would like to be able to get a rate somewhere in the low 3's to high 2's

Are there loans to refinance a single family investment property?

i want to refinance a single family investment property

Should I Refinance now or not ?

I have a VA Hybrid adjustable rate mortgage. Would I be smart at this time to refinance into a fixed rate>

Here is my question : is it worth to refinance to a conventional ?

The value of my home is 189,000 my debt is 131,000 (FHA) interest 4.25 and the premium of FHA insurance is 172.00 I just bought the house 9 months ago. The bank said I could refinance to a conventional...

How can i get a loan if i eas in 2 weeks?

I EAS in 11 days and i need a loan of about $3000. But im having trouble because i cant use Navy Marine Corps relief Society because im getting out and nobody will lend to me because im.technically stil...

Would like to refinance/home equity for a mobile home in Michigan to pur...

Owe 18,000 on mobile is a 1975 but has been completed gutted and stick built recent appraisal 35,000 and now have a 2 car garage on same property over 17,000. Home in South Dakota is 17,500 stick built ...

1 time close construction loan

Looking for a one time close loan program with the follow details:1. full doc loan2. 645 mid score3. $75,000 cash on deposit/down payment4. w-2 income5. very low DTI6. $415,000 loan amount7. Lot pay-off...

USDA Loan

I am planning to take out a USDA loan along with my husband. However, while reading information online, I found that credit score required for a USDA loan will be around 640. Is this true? My husband is...

Can you buy a house under FHA if you don't live there?

My dad is willing to buy me a house and he qualifies under FHA, but I heard they won't let you unless you live there... is there any way around this?

Lenders, HARP and LPMI

I am upsidedown in my mortgage and qualifiy for HARP refinancing. However, I have LPMI through RMIC and I cannot find a lender that will refinance the loan. Are there any lenders that will take on a ref...