What is considered good credit score?

What is considered good credit score? Would I be considered good or bad credit if my scores were the following?Trans Union 639Experian 679Equifax 659

4 plex refi rate

We have 4plex that was appraised last year at 260k we owe 226k on it. is 5.25 percent loan non owner occupi for 30 years the best we can do? We have a credit score of 740. We simply want to get a better...

Clarification/Who's giving the right answer?

Like a lot of people I have been trying to combine my conventional first mortgage with my HELOC. And like everyone else I have found that you can not. I am at 98% LTV with both combined and the HELOC i...

Confused

I bought a mobile home in 1998 with a 30 year mortgage. It is saying on my credit report that it is a conventional loan. We have allowed a relative to take over the payments on the mobile home and lea...

buying a house

If my foreclosure 3 year date is Dec the Second when should I get pre-approved and when would the earliest to make an offer on a house and still be over three years on the funding date

HARP denied because of modification on other property

I am interested in taking advantage of the HARP program on my main home. My lender says because I negotiated a modification on a rental property in 2010, I can't use HARP at all. Can yo help?

pre-approval

do you have to wait until after your 3 years is up with a foreclosure to get approved or can you get pre-approved say 30 days in advance knowing you cant do anything until after the 3 year date. Does i...

Will a bank accept a condo as collateral for a cash loan ?

HARP 2.0 and I have 2 loans

We bought our house with a 80/10/10 loan which was eventually sold to Bank of America. We would like to refinance under HARP 2.0. Do we have to stick with BOA on the big loan since they also have our 2n...

Refinance on FHA Loan

I took my loan out right before they raised the monthly PMI fees. My home value is 470k and my balance is 447k on a 30 year 5% fixed loan. I am only paying 220 a month for PMI, when I try the differen...

HELOC with no equity

We are needing a HELOC, but we have no equity built up. Is it possible? We both have very good credit, but have some bills we need to get paid off before they affect our credit.

Harp 2.0 Refinance with High LTV - Atlanta

I have a Fannie Mae loan and am trying to find a bank to refinance with under Harp 2.0. It's an investment condo with a high LTV >125%. I am having trouble finding a lender in the Atlanta area that wi...

usda loans

Does it matter how long after the selling of a house it can be sold to a relative using a usda or fha Loan?

My score is about 550, is it possible to get a mortgage?

I live in south carolina and want to build a home. I own my land and have a contractor who will build a home for me. Are there any lenders who may be able to help me?

do I need a doctors note for fha loan if on disability?

Im on ssi disability and in the prosess of owning my own home. Broker said I might need a letter from my doctor but my doctor said he cant predict my condition. I have letters from my last evoluation wi...