Taking out a $500K mortgage on a $700K house in Southern California.
Los Angeles, CA - Jul 19th 2012
7 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Jul 19th 2012
May possibly buy a home before selling ours - would we qualify?
My husband and I owe $125,000 (just under $1,000 a month including escrows) on our current home which we're planning to sell but there's a possibility we may close on a new home a month or two before se...
When can i sell my FHA home ?
How long do i have to wait after i close to sell my FHA home? Are there any penalties or specific guidelines on this?
what's maximum CLTV on Harp 2?
loan is owned by Freddie
My credit score is just over 700 (hubby's is much higher), we have over ...
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How to calculate monthly HELOC payments?
My lender is proposing a 3yr $50k HELOC (2nd loan in an 80/10/10) with $262 monthly payments. I'm unable to reconcile these payments with the total loan amount if paid within 3 years (i.e. $262*36 month...
Can I use the two homes I own outright as collateral for a loan?
I have good credit. However, verifying my income is tricky, because I am self-employed. I own two houses outright. Can I use them as collateral for a personal, home equity, home improvement, or debt con...
I am in need of a lender who can refianance my rental in Converse Texas ...
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Self Employed FHA/USDA
Hi I am self employed. I have owned the same business since 2004, however in 2011 I started a new business and received the bulk of my income from the second business in 2011. Though I still receive som...
Can I refinance showing only 2011 tax returns?
I live in California and I have a $680k loan that is neither Freddie or Fannie which i would like to refinance. My Fico is 730 and I can show a really great income in 2011 but my 2010 shows a loss. I ...
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