Can I be preapproved with a Chapter 7 bankruptcy in 2009 and a credit sc...
My credit score is a 603 and I have had a credit card for the last 6 months with on time payments but 287. balance on a 300.00 credit limit.
I am looking to buy a home
I have a scenario for you that I was wondering if I could get your opinion on.4 years ago finances started to turn south. I owned my own business and was hit hard and literally lost everything.I sold m...
I am looking to refi throughout the HARP 2 refinance program.
Is there any real legitimate lenders who will help me refi? Currently I am underwater in a 6.25% loan. I am current on all my payments and have good credit. Thank you for any help you can offer.Becky
I have my home under Land Contract, and we now have 5 kids, can we get a...
Our Family has grown from one child too now Five, we have run out of space and have sold our home on land contract. We had planned to finiance conventional on our next home, but that is not possible, Ca...
After filling out the HARP 2.0 application, I was laid off. Can I still ...
After filling out the application and getting things started for the HARP 2.0 refi, I was laid off with a small severance package. I have since secured another job, will start Monday. However I will be ...
Springdale, AR - Jul 6th 2012
6 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Jul 6th 2012
Secondary Income problem
I was just told I came back a level III [declined] by Fannie Mae for my home. I have good credit [740] , a job and LTV is 105. I own 2 homes, I live in one and my mother lives in the other. She has ...
Options to refinance an underwater rental property?
I am trying to be proactive about my mortgage and finances, but was told by several different lenders a refinance was not possible and there was nothing they could do for me because I owed more on my lo...
can I buy a home.
On 1/15/2013 I will make two years of my bankrupcy and foreclosure due to a bad marriage. Since than I have been working to improve on my credit score and it has improve to a 711. I know the bankrupcy a...
578 credit score + 66,500 gross income + no late payments on rent or uti...
578 credit score + 66,500 gross income + no late payments on rent or utilities in 2 yrs. Live in W Pa. Is there a mortgage lender that I can get a mortgage with? Can I pre-qualify with that lender?
Freddie mac harp to 150 ltv
what wholesale lenders are offering freddie mac refis to 150 ltv? or unlimited for that matter?
Can our mortgage be modified or refinanced.
Bankruptcy in 2006. Credit Score 600-650. Mortgage is $215,000 at 9.3%. Home value - $180, 000. No past dues. Three to 4 credit cards - all with valances less than 50% of credit line. We are with A...
Fannie Mae "High Balance Loan" Question
We were told that a $550K loan is considered a "high balance loan" through Fannie Mae and thus we would need at least 10% down. However, Rockland County of NY is a "high cost area" where the Fannie Mae ...
FHA Refinancing
Purchased a home in Dec 2010 with a FHA mortgage at a rate of 4.25%. Would it be possible and beneficial to refinance right now? Is there any way to estimate the costs involved and savings? Also, is ...
CAN HARP 3.0 HELP ME TO REFINANCE MY 5.375% LOAN ON MY RENTAL PROPERTY?
I have a rental condo bought 04/08/2009 and hasn't sold to F or Fre. My lender is Wells Fargo and they told me I'm not qualify for gov recent 25B settlement with banks because I still paying my mortgage...
Will I ever be able to refinance after a modification?
I did a loan modification 12/2010, since then I have paid my mortgage on time every month. I recently tried to do a cash-out refinance to get a lower mortgage & renovate a second property that I have ow...
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