Purchasing my mother's home. Am I likely to get a mortgage loan?
My mother is selling her home for $95k (she still owes $40K on her mortgage), but has been unable to sell. I would like to buy her home instead, and was wondering how any prospective bank would view th...
Refinance Conventional Underwater Loan
My current loan is with ING Direct, an ARM at 5 percent that will adjust in February of 2014. The home is now underwater with a loan value of 380K and the home value is 361K. The loan has both my nam...
Can a Mortgage lender collect on 10 Year old late fees?
My mortgage lender sold our loan to another lender. Since then, there have been attempts to collect on late fees as old as 10 years. Is this legal and do we have any recourse to refuse to pay? I thought...
VA Hybrid arm loan 3/1
what do you all think about the VA Hybrid loan is it a ripoff?
Need to purchase REO property for 475k with a 560 FICO
Type the details of your question hereI am looking to to purchase an REO property for around 450K-500K. The property needs a little work but nothing major; most would done before I could move into the ...
My question is about the discrepancy between available funds and monthly...
I have gotten several Reverse Mortgage Comparisons. I don't understand why one HECM Saver Libor shows Available funds $95,949.05 with a Monthly Tenure of $567.70, but the other comparison shows a highe...
What lenders are likely to give me a jumbo loan when my qualifing income...
What lenders are likely to give me a jumbo loan when my qualifing income is made and remains in a C corporation.Most lenders can't seem to do loans unless the income is on a W2. I have been self employe...
How to buy a house after bankruptcy?
We filed bankruptcy about 4 years agoIt looks as though, we did not reaffirm our mortgage. bankruptcy papers say we've been discharged of all debt.We have been saving and building our credit and now nee...
HARP 2.0 with radiant
We qualify with all parts of HARP 2.0 and have been in contact with several services about refi. Each time we get close they can't finalize the deal because our PMI is wi radiant. Is there anyone in Cal...
Should I streamline refinance?
Originally purchased March 2009 -- 123k / financed 120,726 @ 5.375online research says its worth 77,900 right now, and honestly given the recent sales, foreclosures, etc in the neighborhood that's proba...
Buying a new home 30 days after refiancing current primary residence
Hello, I just refied my primary to take advantage of the interest rates and combine two high interest rates into one lower payment. This move saved us $1200 a month and made perfect sense, the problem I...
Was wondering when is the first mortgage payment due ?
45 days, 60 days after signing?
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