How do mortgages for land and custom homes built on the land work?

Can I use the two homes I own outright as collateral for a loan?

I have good credit. However, verifying my income is tricky, because I am self-employed. I own two houses outright. Can I use them as collateral for a personal, home equity, home improvement, or debt con...

I am in need of a lender who can refianance my rental in Converse Texas ...

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Self Employed FHA/USDA

Hi I am self employed. I have owned the same business since 2004, however in 2011 I started a new business and received the bulk of my income from the second business in 2011. Though I still receive som...

120 ltv

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Can I refinance showing only 2011 tax returns?

I live in California and I have a $680k loan that is neither Freddie or Fannie which i would like to refinance. My Fico is 730 and I can show a really great income in 2011 but my 2010 shows a loss. I ...

How can my parents refinance their underwater home?

Any Wholesale lenders funding Freddie Mac OPen access Harp2.0?? in Florida

What lenders are refinancing accidental investment properties under Harp...

We have an accidental investment property with a L to V ratio of 118% in California. It is a Freddie Mac backed loan. We have excellent credit (both over 780), but are having a hard time finding a lende...

Combining loans

I recently purchased land intending to build a house, however the adjoining property has become available and I wanted to purchase the house instead of building. I found one bank willing to join the loa...

I refinanced 14 mos ago to a 15 year FHA loan. FHA streamline eligible?

Can I do a FHA streamline and if so, would like rate quotes. I'm in California, 92562.Balance is $316k, value is $390k. Our credit scores are about 820 each. We have been paying an extra principal eac...

High dti and refinancing

Are there any programs that accept a high dti 65%?I owe 184000 house is worth 320000.My credit is a 715 and i make 30000 a year.I have a co borrower 780 credit and makes 250000 a year.His dti is also hi...

harp 2 program

i have a first and 2nd mortgage of 214,000 and 30,000 in credit card debt, which i am currently on a debt management program for past 2 years, current past 12 months or more on mortgage payment. don't k...

can I buy a 600k home with 690 credit score and 350k yearly income?

How do I obtain refinancing on property zoned M1, is owner occupied with...