Employed overseas, employment history verification

I was employed in Australia for the past few years but I am now living in the US and trying to get a loan. My mortgage broker wants verification of my employment history but the company that I worked fo...

Interest rates up front? Any way to fix that?

I was supposed to close with my bank on the 31st but my bank pushed back the date to the 7th. Apparently now I have to pay the interest up front from the closing date until the end of the month. How exa...

Appraisal waiver only for HARP loans?

My loan is owned by Fannie Mae and I'm trying to do a refiance. Can a appraisal waiver only done if you are doing a HARP 2.0 Refi Plus (manual underwrite)? Or can one also be done for HARP DU Refi Plus...

Joint Owner

As it turns out the other owner (now deceased) has had a couple of liens placed on this estate. One of which is by the IRS. The amounts are more than the profit I would gain from the sell of the estate....

Can we get a First time Home Mortgage with a credit score of 603 and No ...

Joint Deed

I am joint owner of a property in which the other owner died, but I am not on the bank note (mortgage) Am I responsible for the mortgage payments? I DO NOT live on or near this property.

I own a home with no mortgage and I want a fixed rate HEL should my bank...

I was told since I didn't have a mortgage and therefore no equity, they wouldn't want to give me a HEL and the best they could do was a HELOC.

Advice for a future homeowner?

I am a recent college graduate and I have been paying off my student loan debts. I'm not really sure what my credit is but I want to know if anyone has any tips or advice that might be good to know now ...

FHA or not?

I'm trying to get an FHA loan but I don't have any money saved up for a down payment. I can afford the actual mortgage payments and have good credit and I was wondering if theres some way to afford the ...

Remodeling affect appraising?

We upgraded our home about a couple years ago, finished a gorgeous remodeling job on our kitchen and renewed the bathrooms. We are thinking about moving now and we were wondering if we are going to see ...

First Time Homebuyer Questions Topeka Ks

I am recently married(1 month) and my husband and I are wanting to start looking at houses. We are 31 and 32 years old. He has great credit(850 or so), and I don't have good credit(620 or so). Togeth...

FHA REFINANCE

Does anyone have any info on how much i would need or if its possible to refinance an Fha loan into a investment loan or conventional loan?

How long will it take for my credit to recover from a short sale?

I had to short sell a house that I had an FHA loan for, how long should I expect that to be hurting my credit? Will I ever be able to get an FHA loan again? or is there something I can do to help my cre...

Risks of LPMI and should I wait for Harp3?

We were not able to re-finance due to lack of comps in the area. My lender is saying that he can still get us rates that will save us 1.0 point, with lender lender paid mortgage insurance (LPMI) if the ...

Should I fix the square footage of my house with county assessor?

INFORMATION: House built in 2001. I bought it in 2008--at the time, our house had equity & we had a good deal. Bank of America did the appraisal, but we never received the information on the appraisal...