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Need a 125+ LTV lender that works in Illinois. Called BoA (current lender) and was told they're not accepting applications right now. We're a little bit over 125 LTV, 770+ credit scores and want to take...
Hi all, this is my first post and I'm seeking infirmation.I currently have an FHA loan which is approx 50k underwater. Besides the mortgage i have no dept and my credit score is 800. My fiancee has neve...
I talked to my loan servicer about refinancing my current loan, but was interested in how to qualify for principal reduction. The gov't.'s PRA program doesn't apply to Fannie Mae as I assume they have t...
Would I be a Home Owner if I have bought a mobile home and a piece of land to go with it? I am in need of a bigger home. But, I would like to buy a regular house instead of a mobile home. How would th...
Both my fiance and I have a credit score of 570 and need to purchase a home. My rental history, car payment, old mortgage payment and stuff are good. Its my credit cards from my divorce. Anyway is there...
I have a fannie mae back loan and am currently considering a refi with my lender, wells fargo, as part of the harp program. I am currently at a 6.375% on a 30yr mtg, which we are about 6 years into, an...
Okay this may be a bit confusing but bare with me please. My boyfriend and I have been together for a very long time and we have decided to build a house since we couldn't find one that we loved. We wan...
I have been employed for 1 year now but was unemployed for 10 months before that. I have a co-signer with proof of steady income (over the two year requirement.) Should we still qualify for a loan? Cred...
Is it possible to get a home loan with a credit score of 620-645, w 8 yrs work history in todays econ. Atmosphere or should i spare the hit on my credit one more yr?
Can you use HARP 2 refinance for investment properties?
We are looking for a mortgage broker who serves the Atlanta area. Our home is in Smyrna, GA. Homes in our neighborhood are selling for about half of what we owe due to foreclosures and short sales. W...
We are looking for a mortgage broker who serves the Atlanta area. Our home is in Smyrna, GA. Homes in our neighborhood are selling for about half of what we owe due to foreclosures and short sales. W...
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