I applied yesterday under the HARP2 program for a refi to reduce my interest rate with my lender GMAC.I've read so many articles online that say that the HARP2 programs allow underwater borrowers to ref...
Hello Folks,I'm being told by capital one that they are not ready for harp 2.0 because it is not an "automated" process like harp 1.0 yet. Does it make sense? basically they are saying harp 2.0 is a man...
Anyone find a lender that will aprove a low FICO score under HARP 2.0? My spouse has an average score of 615.....mine is 820. Our LTV is 130%. Any recomendations would be appreciated.
I am doing a Harp 2.0 refi on my investment property condo. The term is 10 years and the rate is 4% with about $1000 in closing costs. Not too bad of a deal right? My LTV is about 100%.
I would like to know if there is anything i can do. I bought a house a year ago. In January I got a letter from my loan company saying I was over 1800 short. I called to find out why and they said my l...
We have a unique case , we need someone to work with us to qualify for HARP2. Can you recommend a flecible bank?
I have attempted to re-fi in early March with both Wells Fargo and Quicken loans as we meet all requirements. Both turned us down for now, saying we do not qualify due to fact we pay PMI. Both said they...
I've called in to BOA in order to refi with the Harp 2.0 program but they say I'm still ineligible due to a "lender restriction", most likely the BPMI that I have on my account. Freddie Mac owns the loa...
I spoke to BofA last night and was told they would not qualify me for HARP 2 because of LPMI...to be honest I didn't even know I had it. I looked at my closing papers and I don't see it anywhere. Acco...
Thinking of modernizing your house?????? Lookingfor money to clear of your bills?????? Wanting to purchase anew car?????? Or do you want money to extend or start your ownbusiness?????? etc. If you are ...
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Is there somewhere on this site or elsewhere I can see the guidelines for HARP 2?
My mortgage is currently through B of A. It is a Freddie Mac loan and is underwater (LTV around 110%). My wife and have good credit scores (low 700's) and qualify for all the other standards outlined in...
I am in the procces of filling BK. so as expected my credit is in the toliet. I do have a home purchased in 2008 for 130,000 and own it free and clear except for past due prop tax (total $4000) If its ...
i have a 3 unit rental property in illinios with an adjustable rate loan. owe aprox 75,000. value est 65,000.also our city changed zoneing to a r-1 was an r-2 so either way non compliant. what can i do...
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