Cash reserve requirement when buying a 2nd home + Gift money questions

Looking for some experts answers since I'm hearing all different things:Our situation:We put on an offer on a 2nd home to become our primary residence. Since we are a little upside down with the existin...

rent receipts

Hello, I'm in the process of owning my first home thru FHA. my credit score is a 647 and I'm still working to achieve a better score. recently my mortgage broke said he needed my rent receipts for 12 mo...

where to get a mortgage

I've been told that getting a mortgage loan through a bank is the best way since its cheaper. Is this true? Are there any advantages to getting a mortgage loan through a broker or a mortgage company?

Private Mortgage Insurance

Do private mortgage insurance fees fluctuate over the term of a loan?

va transfer

how is the mortgage transfer arranged for a va mortgage to myself from a VA seller? is there anything i should know about assuming a va mortgage?

do you need to show income for a harp loan

If i buy a second home at the beach and three months later decide to ren...

usda or fha loans

Can you get an USDA or FHA 30 year loan on a home with more than 5 acres if the land is not able to be divided?

harp

buying a home in sarasota

Co-signer on home loan

I am currently trying to get pre-approved for a home loan! Im looking to get approved for up to 200,000. I am a hair stylist so my yearly income doesnt look as good on paper compared to what i actually ...

bankruptcy

of chapter 7 and chapter 13 bankruptcy, which is more credit damaging/generally worse?

With excellent credit & solid 65 - 70% LTV, & The only refi stumbling bl...

Can I re-fi and investment property under HARP?

I have an investment prop that is negative cash-flowing because of a high interest rate (7.75%). Underwater mortgage is owned by Fannie Mae and my FICO is < 600.Are there any options besides a Short Sa...

VA construction loans

is a va construction loan a type of rehab loan?