Can a Refi Plus only be done with my current loan servicer?

I just started my refi application with my current servicer for a HARP 2.0 and have locked my rate. Since they are doing a manual underwrite it will be very streamlined and will not need an appraisal a...

Which rate to pick for my refi?

OK I'm about to do a HARP refi and I'm not sure which rate to lock in. For a 3.99 rate after rebates and closing costs I would be adding about $1800 to my previous loan and the monthly payment would ar...

High DTI and Refi...Any lender that can help me?

OK here is my situation:For the last 2 years now I have been doing consulting work and receiving income as a 1099-MISC and independent contractor. My last 2 years of tax returns have a Schedule C (Pro...

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Refinancing on a 30yr loan without Harp?

I'm looking to refinance on a 30 year loan but I'm unsure how to proceed. When I got an appraisal, it was lower than expected and set my LTV to 97%. I refinanced before the cutoff date for Harp so I don...

How do I find out if my condo is fannie/freddie

I want to refinance with HARP for a lower payment.

Locked in refi rate, payed appraisal, delayed closing 75 days re-ran cre...

I thought it I locked in my rate it was a done deal. Can they do this?

Harp 2.0 Refi Process: 2nd Mortgage Subordination Agreement

Hello, Soon, I will be applying for a Harp 2.0 refinance on my property in Florida (applying through my 1st mortgage holder). I also have a 2nd mortgage on the property and understand that Harp 2.0 requ...

What are the min credit scores to obtain an FHA & Conv loan in PA after ...

What are the minimum credit scores to obtain an FHA and Conventional loan in PA, after a chapter 7 bankruptcy discharge? How long do you have to wait after the bankruptcy has been discharged to qualify?

FHA vs. VA loans

What are the main differences in FHA loans and VA loans? I'm a retired vet and am considering purchasing a home for my full retirement from my career in Florida. Is a VA loan a better option because I a...

Mississippi - trying to refinance????

BYRAM MS 39272 7/24 12:15 - just spoke to a mature man looking to refinance. I can't help him with a modification because he makes too much income. Monthly Income - SS $1009 (age 65), pension $5400. Le...

Looking for a loan to buy a condo - Did Bankruptcy 2 years ago

Where should I start? My score is in the high 600 (almost 700), and I plan on puting 50% down on a 40k loan. My income is not too high, but its steady. My partner has good income, but his score is in th...

When will I qualify for a loan??? I had a short sale in Sept. 2010 and t...

Can I do a No Cash Out 100% LTV refi from non-Fannie/Freddie to a VA Loan?

Can I do a No Cash Out 100% LTV refi from non-Fannie/Freddie to a VA Loan?