When are brokers required to release GFE and TIL

We've been dealing with a local (california) broker for a HARP2 refi and he's had all of our tax documents, bank statements and employment history for well over a month. He ran our credit and we signed...

get a loan after bankruptcy

I filed for Chapter 13 Bankruptcy in summer of 2009 and I was wondering how long will I have to wait to get a loan? Also, what type of loan is best for a short term, credit improvement before a refinance?

Not on loan but on title. Can I get a loan after foreclosure?

My husband, then fiance had a home foreclosed in 2010. I was not on the loan but was on title. My credit report and public records are clean. Can I get a loan in my name only? I have had some say no and...

refinancing limit

quick question, is there a limit on the amount of times you can refinance a property? I would just assume that one is the limit but I've never actually looked into it

mortgage for manufactured home

I am considering purchasing property to situate a manufactured home on, what types of mortgage loans are available for this kind of situation? I've heard that FHA covers manufactured homes in certain ca...

what is the difference between a lender and a broker?

acceleration of mortgage notice

once I've received an acceleration of mortgage notice, is there any way to stop my home from foreclosing? if i cant, how long until i have to vacate the property?

Are there any lenders that will lend in Texas for USDA loans with a midd...

My problem is not that I have bad credit its that I have NEW credit, I used to pay cash for everything and now its coming back to haunt me....I just need a USDA Lender in Texas willing to go lower than ...

Refinancing current home with a blanket for two

I am currently staying with my mother who is ill to take care of her. There is a house across the street i would be interested in buying as my primary residence. Is there a way I could refinance the c...

Refinance abroad

I am going to be moving to England for about 6 months this coming autumn and i would like to know if there is someway that i can refinance my house while i am overseas. I have good credit and a conventi...

refinancing house, ownership issue

My wife and I are going to refinance our house within the next few years but I purchased the home before we got married. Is there some process by which my wife's name can be added to ownership of the pr...

bankruptcy moved states

do laws differ from state to state regarding bankruptcy and the waiting period following discharge? if I filed for chapter 7 bankruptcy in Florida in 2010, will I be able to get a mortgage in New York t...

home refinance and improvement loan

FHA streamline refinance with bad credit

I am considering refinancing my FHA loan however my credit standing has fallen as a result of some poor financial management. is there any reason why i should consider waiting for my credit to recover b...

time share ownership and credit

is a timeshare with one other person considered joint ownership? could my timeshare partner's making late payments affect my credit in some way? i dont own a time share as of now, just considering it an...