80/10/10 mortgage or alternative to No PMI
I am looking at avoiding the PMI and make a down of up to 10%. The house price I am looking puts the Loan amount above the conforming limit of 417KDo I have any options where I can avoid PMI?
fha loan mortgage insurance
what is the minimum possible time in which i have to pay mortgage insurance on an FHA mortgage with the lowest possible down payment? i.e. whens the soonest i can cancel mortgage insurance? Also, more o...
va guidelines manufactured home
what are the va guidelines on manufactured homes? i've been told that it is more difficult than other properties but i haven't been able to find the actual method of securing a va loan on a manufactured...
origination fees
how much do origination fees typically cost? do they have to paid up-front?
qualify for loan, too young
how does age factor into getting a loan? what age is considered too young where it will negatively effect your chances of getting a loan? is it illegal to deny someone a loan who otherwise qualifies bec...
co-signing a mortgage
my wife and I are taking joint responsibility of the mortgage on our new home. when we sit down with a lender, how will our interest rates be determined; will it be an averaging of both scores or will o...
refinance if co-borrower had bankruptcy 6 yrs ago, and has since walked ...
I purchased the home with my former partner about 8yrs ago. She filed chapter 7 6 yrs ago. Last June, she walked away from the home. I have paid all the payments on time and have excellent credit. We ha...
Prequalification vs. preapproval
Are prequalification and preapproval the same thing? what do I need to have/do to be preapproved for a loan?
buying a relatives home in short sale
my sister is going through a short sale and I was considering purchasing her home but I was wondering what the legal implications would be and if this is indeed legal?
LTV of 75%, conforming, cash to more than cover the mortgage amount - re...
I am just beginning to generate income after two years w/o any. I didn't bother to refi as income verifcation was an issue - or so I thought. I have money and top credit, no other debt, own/live in ho...
Refinance and then build new
We have an cash out mortgage and a second mortgage for a pool. We are wanting to build a bigger house but consolidate these two in with the price to build our new home. Is this possible to do and if so...
mortgage after foreclosure
When things went south for me, I had to file for chapter 7 in March, 2010 and it was discharged in July, 2010. I had vacated the underwater property some months before that. The bank, however, did not...
mortgage rates
how can i get the mortgage rates advertised online? it just seems like every time i see rates posted online, they are overly optimistic and totally unrealistic.
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