Why won't the bank approve our USDA loan?
Curious as to why we are such a high risk, and if you know of any more lenient type lendors for our situation. My scores are 609 (bad, I know), 660, and 633. Husband's scores are 711, 728, 728. Our annu...
How can I get a mortgage with a 580 credit score but a very big downpaym...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Mortgage question on purchasing a second home?
We purchased our first home 2 years ago, we have now out grown and need to purchase a bigger place but would like to hang on to our current home as a rental. what we are thinking about doing is having m...
Thinking of buying a second home out of state and have some questions
I am Soooo over California. I'd like to buy a home in another state, and use it as a second home. Eventually (hopefully sooner rather than later), I'd like to move back there, but I am imprisoned by my ...
I am wondering how I go about getting a mortgage if I have a bad Credit ...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Can I refi at 85% LTV on a jumbo in California.
My friend works for Wells Fargo and I tried to refi with them under HARP2, but it turned out my current loan was made and delivered to Fannie Mae 1 MONTH late to meet that requirement. So, they can't do...
Are there any lenders that will help me with my home equity loan??
I filed bankruptcy 1 year and 2 months ago. Credit score is 658, debt to income is 27%, I own my home outright, no mortgage. I can't seem to find a lender willing to help me get a home equity loan. Can ...
Can I borrow money for a camper and from who that will be my temporary h...
I am living with my son after returning from Korea. He recently got married so I need to buy something cheap until I get my business going. I have a small pension.
Lender placed "in dispute" on our credit file
I called my mortgage company recently about a mistake which caused us to be 30 days late. I contacted them to discuss the situation b/c the rep had told me that I had paid in a time frame that it would...
How do I Refi via Harp after ch 13 discharge or via any other potential ...
Refi via Harp after ch 13 discharge or any other type of loan?- Im about to receive discharge papers any day now. I would like to refinance out of a 6.5% 30 year fixed into a 15yr fixed. Property shows...
How do I Refi via Harp after ch 13 discharge or via any other potential ...
Refi via Harp after ch 13 discharge or any other type of loan?- Im about to receive discharge papers any day now. I would like to refinance out of a 6.5% 30 year fixed into a 15yr fixed. Property shows...
Is a 4.5% rate good for my situation?
Hey Everyone, My wife and I are about to purchase are first home. I have been approved for the loan, but want to make sure we are taking the best path, so I would love to hear any thoughts...I will be p...
Does my husband need my signature to refinance?
My husband claimed Chapter 7 bankruptcy recently and we owe 26,000 on our house, however I was unaware that the mortgage wasn't being paid because I was giving him my money along with his to pay it, and...
Is there a stated income loan to fit my need?
My bankruptcy was discharged 2 years ago..my credit score average is 680 betweem three ficos. I currently need a conventional loan to pay off a construction loan that I have already qualified for. I nee...
90% LTV mortgage?
My husband and I are interested in purchasing a second home. We live in new York and the property is in CT. Are 90% loan to value mortgages still available? We have excellent credit.
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