home refinance and improvement loan

FHA streamline refinance with bad credit

I am considering refinancing my FHA loan however my credit standing has fallen as a result of some poor financial management. is there any reason why i should consider waiting for my credit to recover b...

time share ownership and credit

is a timeshare with one other person considered joint ownership? could my timeshare partner's making late payments affect my credit in some way? i dont own a time share as of now, just considering it an...

Help to refinance

Are there any lenders that will loan money with a 648 credit score and m...

Everything I find online says you can get a home mortgage 2 years after discharge but that would pertain (I believe) to a Chapter 7 discharge which happens about 90 days after filing. Wage earner plans...

Can I get a home loan with less than 6 months on the job?

My husband was recently laid off, but he has been approved for unemployment and is receiving it. I recently started a state job after being a homemaker for 6+ years. I have been employed for 6 weeks. ...

can a single man who has a good job get a home improvement loan ????

i bought my home 3yrs ago and i have been in the same profession for 7yrs now . i have paid my bills even in this rough economy on time , maybe a day late here and there , but i work offshore and our cr...

How can I find out when my mortgage was sold to Fannie Mae ?

According to their online look up" who owns my mortgage", Fannie says they do. I've found several sources that say to be eligible for HARP assistance that Fannie had to own the loan before Aug 2009. I p...

How long is the current turn around time on USDA loans in Ohio? It went...

How long is the current turn around time on USDA loans in Ohio? It went...

REFI. ADVICE

My LTV is 84.7% based on 3 year old appraisal of $131,000.00 Credit is 700plus, Current rate is 5.875% for 30yrs. I'd like to refi. for 15 yr. term at a lower rate. My concern is that the house would a...

Getting 2 mortgages for 2 properties

Hi,I currently own a co-op in queens NY which is full paid off and am looking to buy a house as well as an investment property. I have 2 options1. Buy the investment propert all cash and put 20-30% do...

How does a reverse mortgage work?

My parents are considering taking out a reverse mortgage on their home, however, I don't fully understand the loan concept so I'm a little skeptical. My concern is, what happens if my parents pass away ...

va refinance

do you need to have a va loan to do a va refinance? a va streamline refinance?

getting a loan

i was just preapproved for a home loan but what does preapproval really mean? can i be denied anywhere later in the process or does that mean that i qualify entirely? i'm getting an fha loan with a rela...