Is it possible to use household income when securing an FHA loan?
My wife's credit score is too low to qualify but her income would offset my high debt-to-income ratio
Does the U.S. Fair Lending Act protect borrowers from age discrimination?
Have the guidelines changed recently?
Middle Credit score of 547 but willing to make a down payment of up to 5...
My name is David and i am 27 and a first time home buyer, or at least trying to be. In my past i have had some credit issues with late payments, collections, and settled debts. As of now everything has ...
Middle Credit score of 547 but willing to make a down payment of up to 5...
My name is David and i am 27 and a first time home buyer, or at least trying to be. In my past i have had some credit issues with late payments, collections, and settled debts. As of now everything has ...
When refinancing, does your current mortgage rate matter?
Do lenders consider your original mortgage rate when offering a refinance rate? Is there a cap on how much your mortgage rate can change for a refinance?
What kind of debt do lenders consider when issuing loans?
when a lender asks about monthly debt, does this include cell phone bills and car insurance? or only credit cards and car loans?
How long until i can refinance from a short sale with 2 defaults?
its been 2.5 years approximately, i have restored my credit for the most part and would have an 80% ltv ratio
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