I have excellent credit but show low income. My husband has horrible cre...
but high income. The failed business included several properties foreclosed on and he was not protected. Our home mortgage has been paid 100% on time, always current. All credit cards always paid off e...
Household Income for USDA loan
How is household Income verified for a USDA loan if there is only one applicant? My spouse is not going on the loan and does not want another credit hit.
Baltimore, MD - Nov 19th 2012
5 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Nov 19th 2012
FHA MI question
Hello, my question is regarding MI on an fha loan. I know that on a 30 yr fixed fha loan, MI will drop when the LTV hits 78% and that the MI has been paid for 5 years. If I got a FHA loan 3 years ago ...
Am I contractually obligated to continue if I signed an "intent to proce...
I would like to back out of my current arrangement and look around for a different lender if possible.
Will I get higher interest rates if I do a cash-out refinance?
Cash out refinance vs. rate and term refinance
my Experian credit score is 602 im tryna get financed for a car in Fresn...
- Nov 18th 2012
3 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Nov 19th 2012
After Deed In Lieu..can my wife get a mortgage?
In Aug. 2010, I had a Deed In Lieu completed in my name. My wife's name is not on that mortgage. My credit was hit and last time I checked at end of 2011 it was 684 when I checked it last. It should b...
Looking for lenders who can do a 'high-balance' ($480,000) loan with a 6...
Are there lenders out there who can do a jombo loan (purchase price $480,000), with a 10% down using a 680 MID FICO score, in the LOS ANGELES area?I have the income and down-payment to qualify, but need...
Are there 100percent LTVs out there
We are in a existing 15 year mortgage 3.875 with credit scores above 800
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