Short Sale approval vs names on contract
If the original contract and short sale approval was only in one persons name but when qualifying for the loan it was realized they will need to add a co borrower for quailying DTI, will the co borrower...
If I move into the house I just bought, but there is a delay from the se...
Closing date is 19th November 2012. I bought this house from an older couple that moved to a nursing home. The old man died and now the deed is not in his wife's name. Can I move in before all the pa...
Can 12 months of paid receipts for rent be sufficient for an FHA loan?
My lender has said that it may work but can get rejected from their underwriter. She said we can try it but it can cost me in the end if we already have done appraisals and inspections. Not sure what to...
Difficulties with Lender regarding Harp- got to the end and loan was adj...
I had made application to do a HARP refi using my original lender, GMAC. The original loan was taken out in 2007 for $189k at 5.626%. The new loan (3.6% for 30 yr fixed) has made it through underwriting...
Can I rent my home after FHA streamline refinance?
Applied for a streamline finance several months ago. After applying for the refi, a couple wanted to buy our house. Problem is, they are going to have to rent for about a year to fix a credit situatio...
Do my wife and I qualify for a FHA loan?
My wife and I are in our early 40s and want to buy a home. We would be first time home buyers in the state of MN. We have excellent credit (north of 700 each), with no blemishes on our credit records. O...
I need to get a mortgage/refinance on a house bought for cash in 2005 wh...
The house is my daughters and I was added to the deed in September. I need to pay off credit card debt and she needs cash to make some repairs and pay off some house debt, the house is currently vacant...
Looking for a new mortgate, but have foreign earned income as primary in...
My husband and I have been overseas 3 years earning foreign earned income. We are in the process of selling our existing US home (already under contract) with the plan to purchase a new one. We are in T...
Can I get an FHA loan with limited Employment History?
I am wanting to purchase a house for $77,000. I have been on my job for 8 months and make a 4 times over what the mortgage payments would be each month plus monthly commission. I have not been working...
How soon can I refinance an FHA mortgage?
I co-borrowed an FHA mortgage to purchase a home but I would like to refinance so that I'm the only one on the loan. How soon can it be done after getting the mortgage?
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