Buy again with short sale and one 30 day late
I short sold in CA and closed Aug-12 and moved to CO. Through a series of circumstances (long story), my wife and I ended up with a single 30 day late payment on our credit. We have scores 725-750 and a...
Lender that will underwrite a loan w/credit score of 626?
Good afternoon. I worked w/GuaranteedRate and they cannot underwrite my mortgage, even that Fannie Mae will. House is HUD property valued at over $70 grand om sale for $58. My mid credit score is 626 an...
Looking for a CA broker who is signed up with First Mortgage Corp.
I have a client who found me on the internet who wishes to do an FHA streamline refi.. But the co borrowers score is too low.. (581)... I recommended either working with a local broker who can help impr...
Will my wife satisfy the VA primary residence occupancy requirement unde...
Here's my situation. I am in the Air Force and stationed in New Mexico where I purchased a home using a VA loan in Mar 2008 and refinanced in Dec 2011 to a lower interest rate. Due to family issues, my ...
ltv
we like most people owe more on our home than it is worth. Our current first mortgage balance is around $310,000.00 with a rate of 4.5% we also have and equity with a balance of $71,000.00 at 7.25 % bot...
Are you all brokers? I'm thinking if it's only the $2,600 charge off
I should be able to get a loan through a community bank with an originator that will actually let me explain myself?
is there any lender that will give me a refi/debt consol with a $2600 ch...
My mortgage history is good, other credit is paid. I have a first mortgage and home equity loan that I would like to refi and cash out to pay off the $2600 charge off and other balances. I have equity...
We filed a chapter 13 bankruptcy which we completed. Discharge date was ...
Our credit scores are in the upper 600s.
Can I get a mortgage if I have a high income but a low credit score?
I went through some temporary financial hardship and am slowly recovering but my credit score still leaves a lot to be desired. Can my income compensate for this?
What fees can I expect to pay for an FHA streamline refinance?
I know that it includes a 1.75% pmi fee but I've heard that the rest is much less expensive than traditional refinance closing costs
Modification with Bank of America for non-fnma/fhlmc loan. BofA is impo...
Looking for points of contacts at Bank of America for escalation. I've already gone to "CEO Presidents" office with absolutely no help.
What's the best mortgage to get after a bankruptcy?
What mortgage programs are easy to qualify with lower credit scores? I'm recovering but still have a ways to go to restore it entirely
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