Can i get a conventional home loan with a 650 credit score?

Any time as long as you meet all other guidelines!

Certainly - as long as all your other qualifications fit normal requirements. 620 is the normal minimum for a conventional loan. Score does affect the interest rate, especially on a conventional loan... I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was the #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

You should have no problem qualifying for a Conventional loan with a 650 credit score. As long as you meet any/all other Underwriting Guidelines, you will be fine. Best of luck!

Yes you can, providing you meet all of the other qualifications.

Yes! Please make sure that you speak with an experienced lender who will lay out various options and intelligently discuss the pros and cons of each with you. Your pre-approval should reflect in writing that all financial documents have been reviewed. This will make for less stress and potential issues during the process as well as make it more likely for a seller to accept your offer on the home you want. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Yes you can, but it may not be the best loan for you. Conventional loan and conventional mortgage insurance pricing is risk based and a 650 score will increase the costs of both of these. Talk to an experienced lender that can structure a loan to best meet your financial goals.