Can a lender change my rate the day before closing?

10% down for construction, 20% down for perm?

I'm looking for a construction loan with a total construction cost of about $950k and I can do between 10% to 13% down now. In 8 months when construction is complete I can do an additional 7% to 10% fo...

Can my husband and I buy two separate homes?

We want to buy two homes and both have good income and credit scores. Do we have to list each other on the loans?

I have been living abroad for three years and earning income there. I a...

Non-Occupying Co-Borrower vs Second Home

First off, thank you very much to those professionals who responded the other day to my assumption vs. refinance question. I will in fact speak to other lenders about refinancing. Before I do, I was hop...

What is amortization?

Can someone explain to me what amortization is? Looking into an ARM and noticed that this is a common term.

what is the prime rate? how does that affect my mortgage loan?

should i be watching the prime rate to determine whether or not i should get a loan in the next few months thanks and bye

I just started a new job three months ago...can I refinance still?

Do I need 20% down for a construction loan?

Is rent-to-own ever a good option?

Looking for a place to live on Craiglist, and I keep seeing rent-to-own options. It seems too good to be true, that I would get a 4 bedroom house for the price of a typical one bedroom apartment. What...

I am moving to Virginia and looking into buying a home. Should I work wi...

It would be nice to meet with my lender before making any final decisions, but I live in Oregon now. Not sure if I need an Oregon lender or one in Virginia? Thanks.

will PMI ever be reduced?

I've heard that PMI is ridiculously high and I am in the market for an FHA loan. Because it's so high, do you think the government will ever do anything to reduce it?

Loan Assumption vs Refinance?

My parents would like to refinance their adjustable rate home mortgage. Unfortunately, they don't have the necessary assets or income to qualify. I would like to add myself to their loan and help them r...

I want to buy a 2 family investment that needs some renovation in MA

I am looking to purchase a 2 unit home in MA as an investment. I have 25% downpayment but am looking to do some renovation work of about 25kAre there any renovation programs for investors.Thanks

I need a loan to buy a second home (actually a condo) in downtown Orland...

The unit is not FNMA or FRMAC eligible as renters represent approximately 75% of the occupied units. I'm willing to put down $31,500 or 30% of the $105,000 sales price and would like to know if you have...