do i qualify for an FHA loan?
I have 727 credit and can meet the 3.5% minimum, but I have been working for only 5 months. I will be making $60,000 annually but was working a job not career position previously and made only $18,000 p...
Are there any "non-DTI" lenders in new Mexico?
And is it as simple as they do not consider DTI for loan approval or something else? Mine was calculated at 48% and cited as the reason I did not qualify with the last company I was working with.
are preapprovals binding in any way?
i'd like to know if the loan amount im seeing on my preapproval is at all a guarantee or guaranteed within certain limits. and if so, is it too late to back out of working with this lender? they have be...
construction or fha 203k mortgage better for me?
I'm not completely set on building a brand new house and would like to know if FHA 203k is a better option than construction to permanent loan. If there's something even better available let me know. Ha...
How long before taking out one mortgage can I take out a second?
Is there a waiting period required for getting a second home with the same lender?
are rates going to go lower for a refinance in sf.
Our current rate is 4.5% but it is variable should we wait for more of a drop to save ?
Can I get a usda loan making $44,000 per year please?
I am in Antelope, CA and am interested in buying near here or maybe out by Roseville, if it's approved for usda
how to get a lower mortgage rate?
I want a lower mortgage rate but am unable to refi since I'm ineligible for HARP. Is there anythig else I can do? Would something like a loan modification work for someone under water?
owner occupied requirements for usda mortgage?
can a usda home be owner occupied for a year and then be rented out? would that count as an investment property or be breaking regulation
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