What counts as "housing costs" for USDA loan?
For the purposes of a USDA loan, does a mortgage on a rental property - NOT the mortgage on the principal residence that the USDA loan will be used to purchase - count towards the 29% DTI limit on "hous...
My husband is VA eligible but his credit is poor can we use mine
He's got a 667 and mine is somewhere over 720 - I don't remember. We want the lowest interest rate possible!! Is there a way for the VA to only consider my score?
this is weird but is it possible to consolidate a first & secons mortgage?
my wife and i have two properties, one is in corona where we live and then we have a vacation home in bullhead city, az. they are both loans with fannie mae. paying the payments is difficult and as a ch...
GNMA mortgage underwater can I refi
As I said my home is with Ginnie Mae. We're underwater though and I'm not sure what to do. Is HARP an option? I was told most likely not. Would love to know if that's true or not or something else we ca...
What r options for no down payment mortgage?
I thought the no down payment loan was available w/ FHA but I gues not anymore and I do not qualify for VA. what can I do now? I am looking more south Florida
Is there down payment help for first time home buyers who just graduated...
Recent law grad. I do have job offers, but not a lot saved. What are my options with 716 FICO and 16k in savings? That's not just for down payment it's for any fees I might have
having 690/700 credit make a big difference?
I'm more at 695 right now and speaking with a lender who does credit repair but theyre being pushy about it to be honest. $1800 in fees for this crdit repair process and they guarantee to push me at lea...
Refinancing
Hello, I currently own a home in Algonac MI. I have owned it for 11 years. I still owe about $87000 on it. The current value is back up to $74000 after dropping down to a low of 55000. I was wondering a...
we need insight re: mobile home mortgages versus single family
husband and I are just looking for the simplest loan poissible. is getting a mobile or manufactured property easier than going for a single family home?
Who can make home equity loan 85% LTV
I am only having 85% LTV at the moment but am I able to qualify for home equity loan? This is for medical expense and very much needed. I do have a very good credit history and foreign national
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