is it better to use a lender with a manual underwriter?
for the automatic underwriting i'm afraid i wont go through the system/get approved for the mortgage because i have 2 things on my credit history i need to explain. i did not know there was even two way...
Refi with no closing costs
Are there any refinance programs that allow refi closing costs to be rolled into the loan? No cashout necessary and i have a 703 fico
are loan mods possible on a rental property?
I originially bought the house as a primary residence and lived there for 3 years before i began renting it out in 2009. The loan is FHA. Tenants have defaulted on payments 3 times and I am having a har...
80-10-10
What lender can do a construction to permanent loan in a 80-10-10 structure? The potential borrower wants to use the 10% as sweat equity, due to the lot being bought by for sale by owner no realtor wil...
if i do a usda loan can i include repairs?
if i get usda funding for my new home can i include repair costs, say for a kitchen or bathroom. i have great credit but little in savings
Is PMI mandatory in our situation?
We are applying for a conventional 30 year fixed rate mortgage to purchase a primary residence. Appraisal, CMA, and AVM on the house are all more than $280k. The official negotiated purchase price is $2...
Why is lender charging non homestead taxes for primary residence?
We are in the process of buying a home for our primary residence. The house was previously a rental (current owners don't receive the homestead tax exemption). Despite the fact that we will occupy as a ...
Who can do the 3% fannie loan?
I've just read about it and not sure if it's available yet but fingers crossed!! I'm moving in 4 months and want to use my home sale for down payment. 713 fico score and I am starting a new job. Hopeful...
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