How do I know what kind of rate I can get without having my credit repor...
I want to start shopping for a lender, but I don't want to have multiple dings on my credit report. Can I just print it out and bring it instead of having them run it each time?
Good Salary, excellent credit score, 25% down but less than 6 months of ...
Good Salary, excellent credit score, 25% down but less than 6 months of employmentWho should I contact for mortgage, big banks are only looking for 2 year job history and don't care about anything else.
Do I change the lender because of higher interest rate?
I am in process of getting a loan in the amount of $130,000 at 4% interest rate, 30yr and 20% down from a lender. Closing in 2 weeks. The loan application has been charged and appraisal is due next week...
Is the closing cost for the loan coming out of our down payment?
If so, it will make down payment less than 3%. How can we aovid?
GFE Form required by VA to Short Sale
We are liquidating a VA VA Case 60857294 via Short Sale through Ocwen Servicing. We provided them a Good Faith Estimate to support closing costs. The negoiator at Ocwen states it is a VA Mandatory Gui...
Looking for financing for non warrantable condos in Florida?
We are looking to purchase a vacation home. We have an excellent credit score, above 800. What is the best rate that we could qualify for?
Credit scores for a VA loan
I am located in TX, and this is my first time buying a home, I have had credit problems in the past, they are still on my report but I have paid them off and have improved my credit to 630-650, I have a...
We are looking to purchase and renovate and need a mortgage loan
We are looking to renovate a home that is listed at 235k. Renovations are estimated to be 80k. We have 60k available for a down payment. What is the best way to go about this?
How fast after a loan close can we move into the house? Will they give ...
What are the waiting factors?
Refinance a Home while living abroad in Germany
We have a home in Reno, NV that we purchased in 2006 prior to moving to Germany for a job in 2013. We would like to refinance the house where the value is about 10% below the owed amount. we are having...
Is there such a thing as a loan with zero closing costs? How do these work?
Looking to purchase a property for $225K and want to know how much I can expect to pay upfront?
How many units is the limit for FHA loans in a duplex purchase?
I was told four in the past, but now lenders are saying two units for a duplex. Has this limitation changed recently?
What is the difference between a pre-qualification and pre-approval letter?
My lender stated that they are providing a pre-qualification only due to new rules they have to follow. Will my offer for a property be looked at any differently since I can't provide a letter of pre-a...
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