Getting Approved Factors.
Does credit or DTI weigh heavier on getting approved for a first time mortgage? My credit is ok, 615, but I started working to pay it down through debt consolidation program. But now my DTI has gone up ...
Remove me from the title.
I want to remove my name from the title of the house with my x-husband. He refuses to remove me...Is this possible?
Holiday Rates
it seems that lenders are more conservative with rates as we near the Christmas holiday, is this typical or is there any proof of this? I am wondering if I should take advantage of my pre-approval rate ...
Bonds Market
I have been noticing that the bonds market has been having substantial gains, especially the last two days. Could this be an indication that mortgage rates could improve in 2019?
Student Loan Debt
Is my student loan debt counted against me as DTI if I am still under deferral program?
ARM Loan
With rates fluctuating so frequently, is the ARM loan something that borrowers should reconsider these days? I know that fixed rates are most popular, but the market is so volatile i feel that locking m...
Co Signer Question
My Co-Signer is not American and lives in North Korea, my uncle. Do Co-signers have to be in the same country as the primary borrower?
Should I Buy now - FEDs raised rates today!
I just read that Feds raised rates today - is now a good time to buy?
Hard Time Qualifying
I am having a hard time pre-qualifying alone for more than $133k. I make over $175k/yr, DTI is 65% and I have excellent credit 720. I have never needed a co-signer. I have never been late on a payment o...
VET Benefits
My father is ill / in a coma and i have been trying to get some info about his house that is on a VA loan. If he passes away, is the loan transferable to non VET? I am in the will and this is not explai...
Waiting Time to Refi
Is there a waiting period after purchasing to refinance?
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