co-signer changed mind
my co-signer changed their mind after we had been approved. will this also change my approval? my credit score is low, 480, so I had to have my sister co-sign. my income is $89,500 + annual bonus 22% of...
Housing grants
Hi lender411.com team, Lookin to get a mtg w/o huge down. What are some housing grants besides HUD? I do not want to go through HUD for personal reasons. 'ppreciate!
VA Refi . non-Vet.
I have conservatorship over my father's estate (financial affairs) who is a Vet. We need to refinance his home, I am not a Vet. Can this still be accomplished by the conservator?
ARM Loan ?'s
My husband and I are on the title, but only he is on the mortgage. I was not much involved in the process. I pretty much just showed up and signed. Recently, my husband is not well (in a coma) and I a...
When rates are lower is it easier to get approved for a mortgage?
I have challenge credit - it's a WIP. FICO is at 544. With rates going back down, are lenders loosening up requirements to get approved for those with lower credit, less income, higher debt to income, etc?
Home Ready program
Saved cash from family members (gifts) from graduation in 2017. Using the $9,400 for a down payment. Looking for a Home ready loan program for 1st time. My FICO is 640, DTI 40/60, income $45,088/year
Mortgage Rates seem to be dropping pretty consistently...
...rates are pretty low, like in a year low. Are lenders out there recommending ARMs instead of fixed mortgages night now?
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