Do Lenders Still Approve with No W2 ?
I have been self employed for 5 years and this has been my only job. I am 28 and have a Masters Degree, have income of $62k/annually, debit is 20% ($2,800/mo) and FICO is 598. I am working on my credit ...
Do I have to include my Insurances in my loan?
I would rather pay up front (lump sum payment) for property taxes, homeowners insurance and PMI payments, but my loan officer is telling me my lender requires the borrower to open an escrow account. I d...
Can I refinance my loan from FHA to Conventional with stated income?
I am currently in an FHA loan and need to refinance to a conventional. Our FHA will not allow for a co-signer. My income alone was enough to qualify originally but now that I am part time and my husband...
How bad does a late payment effect your credit?
I am currently 45 days late and will probably pay in 2 weeks. What kind of impact does that have on my credit?
Can I add my Minor Son to My Mortgage Loan
My Son is 17 and I want to start building his credit history. I was pre-approved for a $489k loan, property value if $425K. I want to know if I can add my son onto my title or loan to help build his cre...
First time buyer - Can I use my husbands VA Benefits?
I am the surviving spouse of a Veteran. I am 28, have never worked for an employer and the last 1.5 years I have owned a hair salon in Bakersfield, CA; I grossed $78k last year and all my taxes are up t...
Can I get the Lower rate after being locked in?
My 15 Yr frm loan was just locked at 3.88 but I see rates are getting lower. What can I do?
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