seeing issues on my credit from lender pulling

Hi, I am trying to get some insight about some inquiries on my credit before I get too worked up. I am in escrow (9 days in). I got a notification from my credit monitoring service that there were 3 mor...

Not much luck.. need approval

Does anyone know of any programs for a first time home buyer with around a 630 score, about 15000 down but won't hit 2 years employment mark until September 19'? Only looking for around 100-150000 mortg...

Recommendations on Loan Types

Are certain loan products better than others in different states? Like a HUD vs. a 30-year fixed in New York?

Late payments Question

I am unemployed and recently had a 45 day late payment. I am seasonally employed so this is not uncommon for me. However, I have never been late more than 10-12 days. I wanted to know if I would be unab...

I have had organizations offer to help me fix my home until they see tha...

I need to know how to get the co-borrow off my deed. I can not get a org...

Ballon Loan

I have a balloon loan and my rate has gone up 3x, over 2% in the last 1.5 years. I need help to get out of this. I have a good credit score 640, my income is $67,855 annually and I have 1st mortgage bal...

Inherited Property Home Equity Loan

I've inherited a property from my father property has zero mortgage. I plan on adding my husband to the deed and title of home. We want to get a HELOC will we be able to apply for a loan immediately aft...

Home repairs Questions

I have some minor home repairs, broken toilet and shower door, replace hall floor carpet. The estimate was a little under $10k ($9,878). I only own $108k left on my mortgage over 7 years. I was wonderin...

New Realtor Questions.

Is it bad practice to sell a home to someone who you know has a terminal illness? I know my client is in stage 4 cancer and she is not telling anyone. She is looking for a co-signer because she does not...

Inherited property delayed financing rules

I inherited a property in Texas (Harris county) we are wanting to use the delayed financing option for a loan, I inherited the property in my name but my husband will be the one financing is their going...

my Lender is out of business.

I purchased my home through a small community bank in 2015, Detroit- Metro Community Lenders. The bank went out of business in October 2018, but I never received any information about who has my loan or...

should I pull my credit while waiting to refi?

I want to refinance. should I pull my credit every time something changes? I found out that I had too many hard inquiries and was denied 1 year ago. Will pulling my credit every time add a hard inquiry?...

HUD 184 Loan

I am looking for lenders that offer HUD 184 loans. I am Shoshone, living in Blanding. I have FICO of 680 and income is $42,000 / year. I have been with my employer, FOUR CORNERS INN, for over 5 years.

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