Cash out refinance qualifications?

I own an investment property worth $500k and owe $314k. I’ve had the property for the past 11 years. I have good credit scores but my last several years have been low since I left a W2 job. Can I qual...

Do I sell and payoff mortgage?

I just inherited a home in Louisiana but there seems to be a mold problem due to flooding in the area. My dad wasn’t able to address the problem because he was already going in and out of the hospital...

Can't afford 20% down

Hi everyone, I plan to buy my first home but I can’t afford a down payment. I’ve heard about 0% down loans with monthly payments that are higher than loans with a traditional 20% down. Do I pay my c...

HELOC without formal appraisal

I am starting an AirBNB rental business and would like to use my home equity to fund it. My home is valued at $350k and I need to close a deal on the property I am eyeing because the owner is leaving fo...

Cash out refinance for home improvement

We own a beautiful rustic home that we plan to live in until we retire. Living in Florida is all worth it but we are looking at a pretty expensive remodel to build the retirement home of our dreams. We ...

Reverse mortgage to get inheritance

Hello everyone, I would like to get feedback regarding my parent’s situation. They are both 65 years old and they plan to get a reverse mortgage on their home. They have a 780 credit score and own th...

which credit repair company would you choose if you were in need?

best options for less than perfect credit

Closing cost payments before closing date?

I live in Atlanta and I want to buy a new home to take advantage of the current housing market. I was approved by my bank and charged $50 for a credit report which was credited towards my application fe...

Proof of income for self employed

I’ve been having problems with paying my mortgage lately since my business has taken a hit due to the pandemic. My bank called and they told me they were willing to forgive my mortgage payments which ...

20% dp for multi unit homes?

My business partners and I are looking at some investment properties in the DC area. We plan to buy a 4 unit residential apartment to rent out. We’d like to know what the current down payment requirem...

Moving from QL to the U.S.

Hi everyone, I am moving from Goldcoast, Queensland to Michigan by next year. I have a working contract with my company that will last for 3 years. I need a car, credit cards and rent an apartment. My c...

My son wants to buy a studio unit near his workplace

It’s been decades since we’ve bought our current home in Texas and I want to know how long you should be employed before you can apply for a loan? My youngest son will be graduating from law school ...

High DTI applying for a loan

I am moving out of my parent’s house and I plan on buying my first home. I live in Maricopa County in Phoenix and I make $50k a year with a credit score of 714. I have a good credit report and I want ...

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