I am trying to get a construction loan for my personal home. Total cost is $1.8M with the property sitting on 75 acres. Our income is from real estate at around $4M from rental property held in a living...
I recently started a new W2 job and I have a written letter of employment. Prior to this I left the industry to raise my children. I have good cash saved up, excellent credit history, no debt and can ma...
I have been living in my current home raising my kids for the past 10 years. A year ago my girlfriend got financed for this home and we are both on the deed. Does she have rights to the house when we br...
What’s the lowest amount you can borrow in 2022? Some say $60k while others say $80k. Does the type of property matter?
I moved to Florida from New York a few weeks ago. I currently own a townhouse that’s being rented. Townhouse has an FHA loan where we currently owe $102k. We would like to purchase a new home here in ...
Hi, I spoke with my lender to ask for a cash out refinance. They asked me what it was for and I told them that it was to pay off debts. After checking on our current loan, the lender called me and said ...
A father added his son to his mortgage because he retired and could no longer afford the payments on his own. They both had 800+ FICO and completed a cash-out refinance. I'm assuming the son is a cobo...
I just got a job on an hourly wage for the past 3 months. Is there any lender who would grant me a refinance? I tried with a few and I’ve failed at underwriting. Lenders want to see that I’ve been e...
I am looking at a potential refi on our home in Arizona. We bought it with FHA down payment assistance last Feb 2021. We have to pay a prorated portion if we refinance or sell in the first 3 years. Curr...
I was surprised by the mortgage rates in 2022 as I compared it with the rates I bought my first home way back 1987. This made me think about a refinance to fund my retirement plans. Is this a good idea?
We bought a home back in 2008 which was our second home but became our primary residence from 2010 to 2019. We moved to another town in 2020 so the property became a second home once more. We are not re...
Hi, I am looking for a loan to help buy a home in Lawton, Oklahoma. We live in Denver right now and we want to move. The problem is we don’t have enough for a 20% down payment and our credit scores ar...
Is it possible to do a conventional refinance if I only have work credentials for a year? I’ve been working in the IT industry for 5 years and stopped in year 4 and became a homemaker and I am now bac...
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