Financing options for first timer?

My son saw a property that he fell in love with but he has no idea how to finance it. What’s the best option for land purchases in Cincinnati, Ohio?

Teacher applying for a loan

I sold my house back in 2018 and made a $4,500 profit. My current credit scores are 529, 549, and 472 and I am making $63k a year as a teacher. I have $420k in student loans and I am afraid I won’t qu...

Are there lenders who still do manual underwriting?

I was wondering if there are lenders who do manual underwriting in 2022? It’s quite challenging for low score applicants and the market is crazy here in Georgia. I am currently at 560 now due to medic...

Applying for a loan after a divorce

My wife and I are getting a divorce and we both have a mortgage currently. If she stays in our home I plan to buy a condo for myself. Will this hurt my chances for a new loan application? I just paid of...

Was getting a 2nd quote a mistake?

We are finally applying for a VA loan after some pretty awful years where we have taken hard hits on our credit. We got a pre approval and underwriters are looking at our documents at the moment. We tri...

Should I pay off my loan?

I have a rental property where I make $1k a month. I still own $40k on the loan with a total cost of $950k. Is it a good idea to pay it off and profit $1,950 a month?

Looking for lenders who can offer low down payment

I am looking for lenders who offer better than a 15% to 20% down payment for a conventional mortgage on two investment properties in the Atlanta area. Right now I am dealing with two preferred lenders a...

Conventional loan requirements for 5% down?

Does anyone know the requirements for a conventional mortgage with 5% down payment? I believe that lenders have different rules and requirements. I have an FHA loan on a duplex I currently live in and o...

How do I pick the best lender?

Are there any pointers on what to look for in lenders? I’ve talked to a local mortgage company and we’ve had a pretty good conversation about what they can offer. I don’t have the time to talk wit...

Specifics to my previous question - what lender will grant that small mo...

I have $140,000. I want to buy a house no for between $160,000 and $200,...

Looking for a lender in Florida

I want to buy a condo in Destin, Florida. Is there a lender who can give a 10% down fixed rate 30 year term? They allow short term rentals which is part of my plan for the property.

Low FICO scores applying for a loan

There are plenty of lenders who advertise that they offer loans based on the deal, cash flow, and other data. This goes against my recent applications where a medium FICO score is essential. Has anyone ...

Applying for a USDA but will be changing jobs soon

I will be changing jobs in a few months and I plan to apply for a USDA loan. I am staying in the same industry but my salary would be bigger. How long do I have to wait to apply? There’s a gorgeous ap...

Applying for a loan with less than 2 years employment history

I need help, my lender won’t give me a loan because I am not working currently. I have sufficient funds for a down payment of $50k funds for living expenses at $27k with $20k invested plus social secu...