My husband is self employed, and I earn $45,000 base salary with OT $60,000. We are looking to buy in Los angeles, from SFV to areas near downtown LA (there are homes in this price range) We would be 1...
I saw a question on this site as I was browsing which sparked an idea. How long to get a pre-approval letter, and do you need to do it in person? And do you need to do it in the state you live? or where...
Is it necessary to be pre-approved before attending open houses? Can one attend open houses before finding an agent?
I was wondering if one of you all can explain what that is. I have been told I need it, I am just not sure why i do. Where can I shop for the best rate on PMI. Is that offered thru you people also? Y...
I have just started looking at the questions asked and have noticed lenders that seem to always have a ThumbsUP - Best Answer to their replys. I strongly suspect that the lender is doing that to their...
I can't do FHA because it's not an approved condo complex. Too many units are already FHA insured for a spot inspection to work. More than 30% of the units are rented, so the PMI company won't do it. ...
My fiance meets all of the qualifications for a FHA loan, I just filed bankruptcy so I would not be able to qualify but is there a way for him to use my income as supplement to his without me being on t...
can I qualify for a loan with a credit score of 648
I am planning on purchasing a new home and I need a great loan.The best deal I've found so is 4.5% with NO CLOSING COSTS through Fremont Bank. Do you think it is possible to find a better rate with NO C...
We are shopping for a loan now in Georgia to purchase a bank owned property. I have a broker telling me he'll do the loan for nothing. I barely know this person, no loyalty or reason why he should wo...
I will try to make this short and to the point:I can't do FHA on the condo I want because it's not an approved condo complex. In my particular circumstance, too many units are already FHA insured for a ...
I might be able to avoid Acceleration, if I can get caught up by Oct 8. I really want to keep my home, my kids were born here. If I cannot avoid Acceleration, will another lender be willing to refinan...
I want to buy a fairly cheap second home (a condo) in Maryland. I'm thinking $100K but maybe as much as $350K depending on the deal. But I want a "private" loan so that it doesn't show up on my credit r...
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