Joint mortgage vs. Joint Ownership

You can own a home jointly. As well as both be on the mortgage. What is the question?

Joint ownership would be title, how the property is legally held. Joint mortgage would be 2 or more parties on the loan itself.

Joint mortgage = both on loan -- Joint Ownership = both on Title. If you asking which is better - then I'd say there are as many answers to that as there are people buying houses together.

Did your question get answered? Or was there something more you wish to know about the implications of joint ownership but one on the mortgage loan, or two on the mortgage loan and one on title (ownership)?