CAN i REFINANCE A HOME WHICH IS IN JOINT NAMES WITHOUT MY EX'S PERMISSION

If you have a legal decree granting you permission to, you may be able to. Is there a divorce decree?

Ok.. so I'm trying to read into why you would want to refinance and not let him know.. If your divorce decree gives you sole possession, then if you refinance, you would be removing him from the title, and realistically, why would either of you not want that.. the short answer is YES.. he has to sign releasing the property to you solely.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Anyone on title to the home would have to give permission for you to borrow money against it. This question brings up lots of questions as to what you are trying to accomplish here. By talking to a lender, you can tell him/her your goal and let them give you options to achieve it. Good Luck.

Your ex-spouse must sign off allowing you to refinance the home. A lending professional can review your particular situation to assist in accomplishing what your goal is in refinancing. I would be happy to discuss with you at your convenience anytime.

No, your ex would have to sign, so he would know about it.

As others have said, all parties on title have to agree a refinance.

If your ex is currently on the mortgage he will have to sign off on the refinance.