Is there such a thing as a minimum debt to income ratio requirement?

No, but there is a Maximum Debt To Income (DTI) Ratio, which varies by loan programs. I can help if you need any more information on something specific. Email me from this site if you'd like. Thank you! Steven Ceceri with First National Bank of Layton (Utah)

I'm sure there is, but I have never seen one applied. Certain loan programs have caps on income and / or discretionary income, but that is not the same as a minimum Debt-to-Income ratio. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

There is no minimum, just a maximum, depending on your specific loan type and credit score. The lower DTI the better!

Technically no, but if you have no debt, it might be hard to show the lender if your responsible with credit if you don't have any credit or use credit.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Lenders will look at the maximum debt to income ratio but not a minimum debt to income ratio.

Typically we can go up to 50% debt to income or in some circumstances up to 55% dti if we can get an approval. Let me know if I can be of service. P: 888-320-7888 - Ken@MortgagesforAmerica.org

No minimum debt to income ratio but yes there is a maximum. There are trade line requirements with some lenders. The will typically want three open and active trade lines on your credit.

Like stated above, there is not minimum requirement for DTI, but there is a a maximum requirement that will vary by loan program.

No Minimums. 45% Max for conventional loans and 50% Max for FHA. Feel free to give me a call if you have any other questions. I'm in Salt Lake City. 801.550.1222. I believe in information without obligation. Linda

No not at all... You can never make too much money or buy too small of a home for you debt profile. Sounds like a really good problem to have. Good luck!

No but you do need a current credit history to be able to score.

There is no minimum, just a maximum, depending on your specific loan type and credit score. The lower DTI the better! Andrew Alfonso

Nope... Just maximums, which vary based mostly on loan product.