Forgotten Your Password?

Need to Register?

R. Jocelyn Anderson's Answers


I want to transfer my mortgage from citifinacial to another loan company as at a cheaper interest rate or as a bill considation lo
Hi MiriamMitchell75,I am happy to help you with your refinance. My office is located in Southern California. R. Jocelyn Anders (424) 256-6510. www.MarinaFinancial.net
i have a loan and need my personal info for taxes. where can i get my info?
Hello!Your mortgage lender should have mailed you a 1098 Form which lists mortgage interest paid in the prior year, along with a form detailing the amount paid into escrow and the amount disbursed from escrow to your local taxing authority. You may claim the amount disbursed for real estate taxes on...
Could anyone help me to white a letter to explain wrong social security on credit bureau?
I would suggest looking on Craigslist under 'Gigs'. You can hire a freelance writer to assist you with any writing you may need.
Combination loan with 1st and 2nd in CA
Hi Gregory,As stated within the thread, it will be considered as a cash out refinance. Approach your chosen lender with the balances of both loans and your fico score. For a FREE CONSULTATION call me at 424.256.6510. -Jocelyn
im a 1st time home buyer i need help like i have no down payment and i have 619 credit score
Hi Jaelin,I specialize in assisting first time homebuyers on the path of homeownership. Please call me for a FREE consultation and I will send you a Homebuyer's Packet. (424) 256-6510 - Jocelyn
Can I get a mortgage with a satisfied judgement being reported on my credit report? It is being reported as satisfied. Please help
Hello! As stated within the thread you can obtain a mortgage with a satisfied judgement. For a FREE consultation, please call me at 424-256-6510. - Jocelyn
Had to relocate for work so leasing out current home. Will it be difficult to obtain a new loan since we already have a mortgage?
No. Same qualifications as existing mortgage when applying for new mortgage for second home. Contact your LOCAL mortgage lender in your area for additional details.
Can I change my loan terms once I have closed? For example, if I need to borrow additional amounts?
I would suggest contacting your LOCAL mortgage broker as they can advise a HELOC option, depending on property's equity.
Is there a MAXIMUM age for obtaining a 30 year fixed rate mortgage?
According to the Equal Credit Opportunity Act, the law indicates that someone cannot be discouraged from applying for credit based on Race, Religion, Age, etc...Contact your LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you...
can i get a second mortage with a judgement against me
Yes, but there's a but....Contact your LOCAL mortgage broker, as they can fully understand the loan scenario and discuss your options.
Refinancing rental condo in development with > 50% rental units.
Call Velocity Mortgage Capital 866.505.FUND (3863)They will be able to point you in the right direction.
how many time are leads sold
Depends on the lead company. From my understanding, shared leads are sold up to three times to three different lenders. Hope this answered your question.
What are the differences in the USDA Guaranteed rural housing loan and the USDA Direct loans?
Direct Loan Program, assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short...
FHA streamline without the credit pull?
FHA does not require a credit report. The Lender, may require this as part of its credit policy. Contact your LOCAL Mortgage Broker, they may be able to process your streamline without a credit pull.
Maximum assessed value of reverse mortgages
What the other lenders mentioned is correct. At Marina Financial Funding, Reverse Mortgages are one of our specialties. Call us today for a free NO obligation consultation at 310-455-0021, ask for Roberta. We can help!
what happens to the home after the owner dies and the fha pays off the reverse mortgage
The heirs have up to 2 years to pay off the reverse mortgage through refinancing or sale of property. If there's enough equity to pay off the reverse mortgage after sale of home, the heirs will keep the change.
can I get an fha loan if I had a previous fha loan
As Jesse mentioned, you can obtain an FHA loan, if you meet the requirements within the loan guidelines. Please contact your LOCAL Mortgage Professional for further assistance. Hope this helps!
Can I get a loan with a credit score of 610? Looking for a condo in the next 5-6 months.
I can help! As William stated, if your mid fico is 610, then an FHA might be your best option. Please email me, so I can send you a HomeBuyer's packet; rjocelyna@marinafinancialfunding.com

Subscribe to our news feed.