can i get a second mortage with a judgement against me

Generally speaking, yes. It depends on how that judgement has played a role on your credit score, how it plays into your income and qualifying for the new debt, what type of loan you are looking for, etc. If you would like to discuss it please contact me at anytime. Justin Murray / JMurray@WintrustMortgage.com / 312-256-4065

A judgment can show up on a preliminary title search and could be a concern for the new lender. It may need to be satisfied prior to the new loan being completed.

More info needed.. specifically, do you have a home with a mortgage on it now and now your looking to get a 2nd mortgage, or did you have a mortgage in past that has since been paid, and now you are looking to buy another home, or do you own a home now and are you looking to purchase another property.. anyway, Almost always, the answer is NO.. The title company is insuring your loan for the lender guaranteeing that their new mortgage will be in first position.. if you have an unsatisfied judgement, and the title company does not inform the lender of it, then by default, the judgement is now first position.. and anything attached to the property after would be subordinate.. This is why you cannot get a mortgage if you have an unsatisfied judgement.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Yes, but there's a but....Contact your LOCAL mortgage broker, as they can fully understand the loan scenario and discuss your options.

In general yes, just depends on the judgement, credit scores and loan program. Jesse Stroup | Mortgage Banker | California NMLS# 6229 | 510-704-3445Please contact me for more information.

William has the best answer here...typically with a judgement you will not be able to secure a loan. 99% of the time the judgement needs to be settled. Consult with your local mortgage banker to review what type of judgement you have and the amount so he or she can advise if it will be an issue. Good luck!