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Ken Baltes's Votes


What will mortgage rates do tomorrow (1/13/2015)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/6/2015)?
Voted "Go Up"
What will mortgage rates do tomorrow (12/19/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (12/18/2014)?
Voted "Stay The Same"
What will mortgage rates do on Monday (12/15/2014)?
Voted "Stay The Same"
"Are conventional or FHA mortgage rates lower?"
Voted "Depends On More Factors"
What will mortgage rates do tomorrow (12/4/2014)?
Voted "Stay The Same"
"Am I eligible for a refinance with HARP?"
Voted "Fannie & Freddie Loans"
What will mortgage rates do tomorrow (10/29/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (10/13/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (10/9/2014)?
Voted "Stay The Same"
"Is winter a good time to buy?"
Voted "Seasons Do Not Affect Rates"
What will mortgage rates do tomorrow (9/26/2014)?
Voted "Go Down"
"How do I write a good letter of explanation?"
Voted "Provide Supporting Documents"
What will mortgage rates do tomorrow (8/20/2014)?
Voted "Stay The Same"
Who is eligible for VA home loans?
Voted "Vets And Spouses"
"How long does it take to close a mortgage?"
Voted "One Month"
What will mortgage rates do on Monday (8/4/2014)?
Voted "Go Down"     Correct Vote
"Can I transfer my mortgage?"
Voted "VA & FHA"
What will mortgage rates do tomorrow (8/1/2014)?
Voted "Go Down"
"Are home mortgage closing costs tax deductible?"
Voted "Depends On The Fee"
"Which loan programs allow for condos?"
Voted "More Than One Above"
FHA 203k & Construction loans - main difference?
Voted "All Of The Above"
"What will USDA finance with 102% LTV?"
Voted "Upfront Insurance"
"Will mortgage rates rise or fall by Fall 2014?"
Voted "No Change"
"What's the difference between FHA and Conventional?"
Voted "Credit Score"
"How much will Rapid Rescoring improve my credit?"
Voted "10 To 70 Points"
"How can I avoid paying Mortgage Insurance?"
Voted "VA"
What will mortgage rates do tomorrow (6/5/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (5/30/2014)?
Voted "Go Up"
"Should I choose the lowest APR lender?"
Voted "Only If Having The House Long Term"
"Should I get pre-approved or pre-qualified?"
Voted "Get Preapproved"
"Is the market favoring sellers?"
Voted "Yes"
What will mortgage rates do tomorrow (5/21/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (5/20/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (5/19/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (5/16/2014)?
Voted "Go Up"     Correct Vote
"How can I pay off my mortgage faster?"
Voted "Varies, Ask A Lender"
"Where can I find down payment assistance?"
Voted "FHA Programs"
What will mortgage rates do tomorrow (5/13/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do on Monday (5/12/2014)?
Voted "Go Up"
Has the Tapering mortgage rate scare proved moot?
Voted "Yes It Takes Time"
"My credit score is 610, can I get a mortgage?"
Voted "Absolutely Never"
What will mortgage rates do tomorrow (5/6/2014)?
Voted "Go Up"
What will mortgage rates do on Monday (5/5/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (5/1/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (4/30/2014)?
Voted "Stay The Same"
What will mortgage rates do on Monday (4/28/2014)?
Voted "Go Down"
When should borrowers pursue ARMs?
Voted "Own Home For <5 Years "
How can borrowers avoid mortgage fraud?
Voted "Look Up NMLS"
What will mortgage rates do tomorrow (4/24/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (4/23/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (4/18/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (4/16/2014)?
Voted "Go Up"     Correct Vote
Do Fed projections indicate rates are on the rise?
Voted "No, External Factors Could Interfere"
Why should home shoppers use a real estate agent?
Voted "I Would Not Recommend It"
What will mortgage rates do tomorrow (4/11/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (4/10/2014)?
Voted "Stay The Same"
How can I get the lowest mortgage rate?
Voted "Build Your Credit Score"
What will mortgage rates do tomorrow (4/3/2014)?
Voted "Go Up"     Correct Vote
What should prospective borrowers clean up?
Voted "Clean Up Credit Cards"
What is the best use for a 203K loan?
Voted "Energy Efficiency"
What will mortgage rates do tomorrow (3/25/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (3/21/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/20/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (3/18/2014)?
Voted "Go Up"     Correct Vote
What's the biggest homeowner advantage?
Voted "Tax Breaks"
Should mortgage rates be heavily monitored?
Voted "No, Strike While This Iron Is Hot"
What will mortgage rates do tomorrow (3/14/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/12/2014)?
Voted "Go Down"     Correct Vote
Should tense geopolitics drive bond buying in U.S.?
Voted "No"
What will mortgage rates do on Monday (3/10/2014)?
Voted "Go Up"     Correct Vote
Should lenders check borrowers' social media?
Voted "No That Is An Unfair Method Of Borrower Assessment"
What will mortgage rates do tomorrow (3/7/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/6/2014)?
Voted "Go Up"     Correct Vote
Buying real estate with Bitcoin?
Voted "Bitcoin Is Ridiculous."
Should homeowners pursue reverse mortgages?
Voted "Act Now"
What will mortgage rates do tomorrow (2/25/2014)?
Voted "Go Up"
What will mortgage rates do on Monday (2/24/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (2/21/2014)?
Voted "Go Up"
Is the refinance boom over?
Voted "Yes"
Will subprime lending make a comeback?
Voted "Yes, Definitely"
What will mortgage rates do tomorrow (2/12/2014)?
Voted "Stay The Same"
Will home sales soar in 2014?
Voted "No"
Which is a match made in mortgage heaven?
Voted "Good Credit And Good Listener"
Should Congress keep crisis heat off taxpayers?
Voted "No"
What will mortgage rates do on Monday (1/27/2014)?
Voted "Go Down"     Correct Vote
Which of the new rules most affects pros?
Voted "APR To APOR Test"
Is 2014 a good year for real estate investing?
Voted "No"
What will mortgage rates do tomorrow (1/22/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (1/21/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (1/17/2014)?
Voted "Go Down"     Correct Vote
Will weak job reports discourage Fed tapering?
Voted "No - Insufficient Data"
What will mortgage rates do tomorrow (1/15/2014)?
Voted "Go Up"     Correct Vote
Should self-employed borrowers avoid tax write-offs to better qualify?
Voted "No, Save Cash For Down Payment"
What makes a lender great?
Voted "Absolute Honesty"
Who should a first time buyer seek for a home loan?
Voted "A Private Lender"
What will mortgage rates do tomorrow (1/7/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (1/6/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (1/3/2014)?
Voted "Stay The Same"
When will the Fed increase the taper above $10 billion?
Voted "March FOMC Meeting"
What is the best option for financing $30K to remodel?
Voted "Home Equity Line Of Credit"
Will lending standards loosen up?
Voted "No They Will Get Stricter"
What will mortgage rates do in 2014?
Voted "Increase Slightly"
How do you feel about the $10 Billion monthly taper?
Voted "Was To Be Expected"
What will mortgage rates do tomorrow (12/20/2013)?
Voted "Go Up"     Correct Vote
Should I lock my interest rate before December 18th?
Voted "Yes, Lock Your Rate"
Have you made a New Year resolution?
Voted "No"
What will mortgage rates do tomorrow (12/13/2013)?
Voted "Go Up"
How will lower FHA loan limits affect home sales?
Voted "Decrease In Home Sales"
Will the Fed begin tapering this December?
Voted "No"
Should owners retire using a reverse mortgage?
Voted "No Not Wise"
15% down payment, should I keep saving?
Voted "No, Rates Will Soon Be Higher"
What will mortgage rates do tomorrow (12/4/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (12/3/2013)?
Voted "Go Down"     Correct Vote
Should underwriting consider energy efficiency?
Voted "No"
What are you thankful for this week?
Voted "Family And Friends"
What will mortgage rates do tomorrow (11/27/2013)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (11/26/2013)?
Voted "Go Up"     Correct Vote
What will mortgage rates do on Monday (11/25/2013)?
Voted "Go Down"
How will 2014 mortgage rules affect pros?
Voted "The Rules Will Hurt Me"
How should I finance a home with credit below 720?
Voted "Conventional (Fannie Mae)"
What influences mortgage rates most?
Voted "Fed Talk Of Tapering"
What will mortgage rates do tomorrow (11/20/2013)?
Voted "Go Up"
What will mortgage rates do tomorrow (11/19/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (11/18/2013)?
Voted "Go Up"     Correct Vote
Are p2p mortgage lending sites a better option than big banks?
Voted "Yes"
Short sale or foreclosure?
Voted "Short Sale"
Are mortgage pre-approvals becoming obsolete?
Voted "Yes, They Will Be"
What will mortgage rates do tomorrow (11/13/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (11/12/2013)?
Voted "Go Down"
What will mortgage rates do on Monday (11/11/2013)?
Voted "Stay The Same"
Like new Lender411 homepage?
Voted "Love It"
What will mortgage rates do tomorrow (11/8/2013)?
Voted "Stay The Same"
Do scandalous bank headlines give lenders a bad name?
Voted "No - Has No Effect"
Should homebuyers wait until after the holidays?
Voted "No, Buy Now"
What will mortgage rates do tomorrow (11/5/2013)?
Voted "Go Down"
Is a reverse mortgage still a good idea?
Voted "No, Not Worth It"
Do you support QRM-Plus?
Voted "I Do Not Support QRM Plus"
Will FHFA Changes Affect Home Sales?
Voted "Yes"
What will mortgage rates do tomorrow (10/30/2013)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (10/29/2013)?
Voted "Go Down"
FHA or Conventional ?
Voted "Conventional"
What is the new best age to retire?
Voted "66 - 70"
Would you prefer your debit card be declined or approved using over-draft protection?
Voted "Declined"
What will mortgage rates do tomorrow (10/23/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (10/22/2013)?
Voted "Go Up"
Should I Rent or Buy in 2014?
Voted "Buy"
Would you rather invest in a home, or honeymoon?
Voted "Pay Down Payment!"
What do you think of 401k being used for a down payment?
Voted "Bad Idea"
What will mortgage rates do tomorrow (10/17/2013)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (10/16/2013)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (10/15/2013)?
Voted "Go Down"     Correct Vote
Janet Yellen will become the first Chair-Woman of the Federal Reserve. How do you feel about this historic moment?
Voted "Bad Move"
Will the US government compromise or default on national debt?
Voted "Compromise"
What will mortgage rates do tomorrow (10/11/2013)?
Voted "Stay The Same"
What do you think of the new 100 dollar bill?
Voted "I Like It"
What will mortgage rates do tomorrow (10/9/2013)?
Voted "Stay The Same"
Should big Banks be sued by government for fraud?
Voted "No"
Fixed or Adjustable Rates for First Time Buyers?
Voted "30 Year Fixed"
What will mortgage rates do tomorrow (10/4/2013)?
Voted "Stay The Same"
Who is responsible for the Government Shutdown?
Voted "The President"
What will mortgage rates do tomorrow (10/2/2013)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (10/1/2013)?
Voted "Stay The Same"
Will Congress approve HARP 3.0?
Voted "Yes"
How would a temporary government shutdown affect mortgage rates?
Voted "Lower Rates"
Do you like the new Lender411.com?
Voted "I Love It"
What will mortgage rates do tomorrow (9/26/2013)?
Voted "Stay The Same"
Janet Yellen will do _______ than Ben Bernanke.
Voted "Neither Better Nor Worse"
How long will the Federal Reserve postpone tapering?
Voted "Between 6 Months To 1 Year"
What is the best resource for finding a home?
Voted "None Of These - Realtor"
What will mortgage rates do tomorrow (9/20/2013)?
Voted "Go Up"
How much does a scandal affect your vote on a politician?
Voted "A Lot"
Short sale vs. Foreclosure: Which is a smarter purchase?
Voted "Neither, Both Are Bad"
What adds the most value to a property?
Voted "Location"
What is the best bank to get a loan from?
Voted "None, There Are Better Options"
How can the government help the economy?
Voted "Do Nothing"
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