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Joe Shamie's Votes


How Can I Get the Best Mortgage Rate this Spring?
Voted "All Of The Above"
"How do I write a good letter of explanation?"
Voted "Provide Supporting Documents"
What will mortgage rates do tomorrow (8/13/2014)?
Voted "Go Down"
"Are home mortgage closing costs tax deductible?"
Voted "Depends On The Fee"
"Which loan programs allow for condos?"
Voted "All Of Above"
What will mortgage rates do tomorrow (7/8/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (7/3/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (7/2/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (7/1/2014)?
Voted "Go Down"     Correct Vote
"What will USDA finance with 102% LTV?"
Voted "Upfront Insurance"
"Will mortgage rates rise or fall by Fall 2014?"
Voted "No Change"
What will mortgage rates do tomorrow (6/25/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (6/24/2014)?
Voted "Go Up"
"What's the difference between FHA and Conventional?"
Voted "Credit Score"
"How much will Rapid Rescoring improve my credit?"
Voted "Depends, Could Decrease"
What will mortgage rates do tomorrow (6/13/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (6/12/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (6/11/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (6/10/2014)?
Voted "Go Down"
"How can I avoid paying Mortgage Insurance?"
Voted "Conventional"
What will mortgage rates do tomorrow (6/4/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (6/3/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (6/2/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (5/30/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (5/29/2014)?
Voted "Go Up"
"Should I choose the lowest APR lender?"
Voted "Only If They Want To Pay More Up Front"
What will mortgage rates do tomorrow (5/28/2014)?
Voted "Stay The Same"
"Should I get pre-approved or pre-qualified?"
Voted "Get Preapproved"
What will mortgage rates do tomorrow (5/23/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (5/22/2014)?
Voted "Go Down"     Correct Vote
"Is the market favoring sellers?"
Voted "Both, With Low Mortgage Rates"
What will mortgage rates do tomorrow (5/21/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (5/20/2014)?
Voted "Go Down"     Correct Vote
"How can I pay off my mortgage faster?"
Voted "Varies, Ask A Lender"
"Where can I find down payment assistance?"
Voted "All Of The Above"
What will mortgage rates do tomorrow (5/14/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (5/13/2014)?
Voted "Go Down"
What will mortgage rates do on Monday (5/12/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (5/8/2014)?
Voted "Go Up"
Has the Tapering mortgage rate scare proved moot?
Voted "Yes It Takes Time"
"My credit score is 610, can I get a mortgage?"
Voted "Depends Why Score Is Low"
What will mortgage rates do tomorrow (5/6/2014)?
Voted "Go Up"
What will mortgage rates do on Monday (5/5/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (5/2/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (5/1/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (4/30/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (4/29/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (4/28/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (4/25/2014)?
Voted "Stay The Same"
When should borrowers pursue ARMs?
Voted "Own Home For <5 Years "
How can borrowers avoid mortgage fraud?
Voted "Review All Documents"
What will mortgage rates do tomorrow (4/24/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (4/18/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (4/15/2014)?
Voted "Go Up"
Do Fed projections indicate rates are on the rise?
Voted "No, External Factors Could Interfere"
Why should home shoppers use a real estate agent?
Voted "Purchase Process "
What will mortgage rates do on Monday (4/14/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (4/11/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (4/10/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (4/9/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (4/8/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (4/7/2014)?
Voted "Stay The Same"
How can I get the lowest mortgage rate?
Voted "Build Your Credit Score"
What will mortgage rates do tomorrow (4/4/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (4/3/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (4/2/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (4/1/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (3/28/2014)?
Voted "Go Down"     Correct Vote
What should prospective borrowers clean up?
Voted "Clean Up Credit Cards"
What is the best use for a 203K loan?
Voted "Remodel The Kitchen"
What will mortgage rates do tomorrow (3/26/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/25/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (3/21/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (3/20/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (3/19/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/18/2014)?
Voted "Go Down"
What's the biggest homeowner advantage?
Voted "Property Value"
Should mortgage rates be heavily monitored?
Voted "No, Strike While This Iron Is Hot"
What will mortgage rates do tomorrow (3/14/2014)?
Voted "Go Up"
What will mortgage rates do tomorrow (3/13/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (3/12/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/11/2014)?
Voted "Stay The Same"
What will mortgage rates do on Monday (3/10/2014)?
Voted "Stay The Same"
Should tense geopolitics drive bond buying in U.S.?
Voted "Yes"
Should lenders check borrowers' social media?
Voted "No That Is An Unfair Method Of Borrower Assessment"
What will mortgage rates do tomorrow (3/7/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (3/6/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (3/5/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (3/4/2014)?
Voted "Go Down"
What will mortgage rates do on Monday (3/3/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (2/28/2014)?
Voted "Go Down"     Correct Vote
Buying real estate with Bitcoin?
Voted "What Is Bitcoin?"
What will mortgage rates do tomorrow (2/27/2014)?
Voted "Go Down"     Correct Vote
Should homeowners pursue reverse mortgages?
Voted "Act Now"
What will mortgage rates do tomorrow (2/26/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (2/25/2014)?
Voted "Stay The Same"
What will mortgage rates do on Monday (2/24/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (2/21/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (2/20/2014)?
Voted "Go Down"
Is the refinance boom over?
Voted "Yes"
What will mortgage rates do tomorrow (2/19/2014)?
Voted "Stay The Same"
Will subprime lending make a comeback?
Voted "Have To Wait And See"
What will mortgage rates do tomorrow (2/18/2014)?
Voted "Go Down"     Correct Vote
What will mortgage rates do on Monday (2/17/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (2/14/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (2/13/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (2/12/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (2/11/2014)?
Voted "Go Down"
What will mortgage rates do on Monday (2/10/2014)?
Voted "Go Down"     Correct Vote
Will home sales soar in 2014?
Voted "No"
What will mortgage rates do tomorrow (2/7/2014)?
Voted "Stay The Same"
Which is a match made in mortgage heaven?
Voted "Low DTI And Low Maintenance"
What will mortgage rates do tomorrow (2/6/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (2/5/2014)?
Voted "Stay The Same"
Did Obama give insight into housing progress?
Voted "No"
Should Congress keep crisis heat off taxpayers?
Voted "No"
What will mortgage rates do tomorrow (1/30/2014)?
Voted "Go Down"
What will mortgage rates do tomorrow (1/29/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/28/2014)?
Voted "Go Up"
Which of the new rules most affects pros?
Voted "APR To APOR Test"
Is 2014 a good year for real estate investing?
Voted "Yes"
What will mortgage rates do on Monday (1/20/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/17/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/16/2014)?
Voted "Stay The Same"
Will weak job reports discourage Fed tapering?
Voted "Yes - Economy Needs Crutch"
What will mortgage rates do tomorrow (1/15/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/14/2014)?
Voted "Go Up"
What will mortgage rates do on Monday (1/13/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/10/2014)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (1/9/2014)?
Voted "Go Up"     Correct Vote
Should self-employed borrowers avoid tax write-offs to better qualify?
Voted "No, Save Cash For Down Payment"
What will mortgage rates do tomorrow (1/8/2014)?
Voted "Go Down"     Correct Vote
What makes a lender great?
Voted "Years Of Experience"
Who should a first time buyer seek for a home loan?
Voted "A Private Lender"
What will mortgage rates do tomorrow (1/7/2014)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (1/3/2014)?
Voted "Go Down"
When will the Fed increase the taper above $10 billion?
Voted "March FOMC Meeting"
What will mortgage rates do tomorrow (1/1/2014)?
Voted "Go Down"
What is the best option for financing $30K to remodel?
Voted "Cash Out Refinance"
What will mortgage rates do tomorrow (12/31/2013)?
Voted "Go Down"     Correct Vote
Will lending standards loosen up?
Voted "No They Will Get Stricter"
What will mortgage rates do tomorrow (12/27/2013)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (12/24/2013)?
Voted "Stay The Same"
What will mortgage rates do in 2014?
Voted "Increase Significantly"
How do you feel about the $10 Billion monthly taper?
Voted "Was To Be Expected"
What will mortgage rates do tomorrow (12/20/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (12/19/2013)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (12/18/2013)?
Voted "Stay The Same"
Should I lock my interest rate before December 18th?
Voted "Yes, Lock Your Rate"
What will mortgage rates do tomorrow (12/17/2013)?
Voted "Stay The Same"
What will mortgage rates do on Monday (12/16/2013)?
Voted "Go Down"
Have you made a New Year resolution?
Voted "No"
What will mortgage rates do tomorrow (12/13/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (12/12/2013)?
Voted "Go Up"
How will lower FHA loan limits affect home sales?
Voted "No Significant Change"
What will mortgage rates do tomorrow (12/11/2013)?
Voted "Go Down"
Will the Fed begin tapering this December?
Voted "No"
Should owners retire using a reverse mortgage?
Voted "Yes Very Beneficial"
What will mortgage rates do tomorrow (12/5/2013)?
Voted "Go Up"     Correct Vote
15% down payment, should I keep saving?
Voted "Yes, 20% To Avoid Insurance"
What will mortgage rates do tomorrow (12/4/2013)?
Voted "Stay The Same"
What will mortgage rates do tomorrow (12/3/2013)?
Voted "Go Down"     Correct Vote
Should underwriting consider energy efficiency?
Voted "No"
What are you thankful for this week?
Voted "Family And Friends"
What will mortgage rates do tomorrow (11/27/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (11/26/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (11/22/2013)?
Voted "Go Down"
How will 2014 mortgage rules affect pros?
Voted "The Rules Will Help Me"
What will mortgage rates do tomorrow (11/21/2013)?
Voted "Go Up"     Correct Vote
How should I finance a home with credit below 720?
Voted "Conventional (Fannie Mae)"
What influences mortgage rates most?
Voted "Fed Talk Of Tapering"
What will mortgage rates do tomorrow (11/20/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (11/19/2013)?
Voted "Go Up"
Are p2p mortgage lending sites a better option than big banks?
Voted "Depends On Borrower"
Short sale or foreclosure?
Voted "Neither, Ch 13 Bankruptcy"
Are mortgage pre-approvals becoming obsolete?
Voted "Yes, They Will Be"
What will mortgage rates do tomorrow (11/13/2013)?
Voted "Go Down"
What will mortgage rates do on Monday (11/11/2013)?
Voted "Stay The Same"
Like new Lender411 homepage?
Voted "Hate It"
What will mortgage rates do tomorrow (11/8/2013)?
Voted "Go Down"
Do scandalous bank headlines give lenders a bad name?
Voted "Yes - Affects All Lenders"
Should homebuyers wait until after the holidays?
Voted "No, Buy Now"
Do you support QRM-Plus?
Voted "I Do Not Support QRM Plus"
Will FHFA Changes Affect Home Sales?
Voted "No"
FHA or Conventional ?
Voted "Conventional"
What is the new best age to retire?
Voted "66 - 70"
Would you prefer your debit card be declined or approved using over-draft protection?
Voted "Given Option At Purchase"
What will mortgage rates do tomorrow (10/23/2013)?
Voted "Go Up"     Correct Vote
What will mortgage rates do tomorrow (10/22/2013)?
Voted "Go Up"
Should I Rent or Buy in 2014?
Voted "Buy"
What will mortgage rates do tomorrow (10/18/2013)?
Voted "Go Down"     Correct Vote
What do you think of 401k being used for a down payment?
Voted "Bad Idea"
Would you rather invest in a home, or honeymoon?
Voted "Pay Down Payment!"
What will mortgage rates do tomorrow (10/17/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (10/8/2013)?
Voted "Go Down"     Correct Vote
Should big Banks be sued by government for fraud?
Voted "No"
Who is responsible for the Government Shutdown?
Voted "The President"
What will mortgage rates do tomorrow (10/1/2013)?
Voted "Go Down"     Correct Vote
Will Congress approve HARP 3.0?
Voted "No"
How would a temporary government shutdown affect mortgage rates?
Voted "Lower Rates"
What will mortgage rates do tomorrow (9/26/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (9/25/2013)?
Voted "Go Down"     Correct Vote
Janet Yellen will do _______ than Ben Bernanke.
Voted "Worse"
How long will the Federal Reserve postpone tapering?
Voted "Between 6 Months To 1 Year"
What is the best resource for finding a home?
Voted "None Of These - Realtor"
How much does a scandal affect your vote on a politician?
Voted "A Little"
Short sale vs. Foreclosure: Which is a smarter purchase?
Voted "Neither, Both Are Bad"
What adds the most value to a property?
Voted "Location"
What is the best bank to get a loan from?
Voted "None, There Are Better Options"
Should the minimum wage be increased?
Voted "No "
Should men and women receive equal pay?
Voted "Yes"
What will mortgage rates do tomorrow (9/5/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (9/4/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (8/30/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (8/23/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (8/21/2013)?
Voted "Go Down"     Correct Vote
What will mortgage rates do tomorrow (8/20/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (8/16/2013)?
Voted "Go Down"
What will mortgage rates do tomorrow (8/15/2013)?
Voted "Stay The Same"
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