Is it possible to refinance 2 mortgages at the same time?
Hello Barbara, Yes you can refinance both mortgages and the rates are at all time low at this time. Depending on your Loan To Value speaking of what your property appraises for you could leave one of the mortgages and refinance the highest one if you choose.

how does the refinancing process work. its my first time and i dont know exactly were to start.
Hello Ryan, It depends on the equity you have in the home. You generally want the rate to be 2% lower than your current for you to see the savings. Or you on conventional or FHA? Either way I beleive we can help you in obtaining a lower monthly payment and not bringing anything to closing.

Refinance Before OR After Marriage
I would wait until after the marriage ceremony, if you are in Texas it is considered community property state. If you are not in Texas well your soon to be bride is going to feel that the home is just as much hers so you might as well wait not unless there is a prenuptial.

If I want a quote from the lenders this matched me with, do I need to ask for a Godd Faith Estimate of each so compare?
When comparing Good Faith Estimate make sure who ever you receive this from includes your interest from the previous lender this is the only different you will possibly see. Normally title fees, lender fee, escrow fees are pretty much similar.

How will stopping foreclosures nationwide affect mortgage rates?
I am not an expert, my thinking from lowering nationwide foreclosures and reducing the national debt crisis it will therefore allow interest rates to maintain single digits and allow lending institutions to show positive margins.

What to do about loan??? (w/ 755 credit score)
Hello, It's not she does not want to give you the GFE (good faith estimate) by the new rules of mortgage lending if she gives you a rate she has to guarantee for a period of time, also that goes for the GFE as well. Try calling her again and give her exact numbers to the transaction. After than I think she...

Funding options for move up house?
Hello, I think this would be an excellent ideal to get HELOC you would be placing over twenty percent down on your new home and No mortgage insurance. And after you sell your home, that would take care of your note with the previous home. Let me know if there's anything I could do for you to make this...

Buying a home after a foreclosure with 30% down
Hello unfortunately FHA said(s) three years after foreclosure. Keep monitoring your scores and possibly you can lease a nice home until the 3 years passes. If I can be of anymore help just email or call. Thanks

will not filing one w2 for a tax year prevent us from getting a homeloan??
Hello, the only problem I see is that you would have to qualify at the currently filed income until next time you file or do a amendment to your taxes.

I would like to combine my primary mortage and home equity loan into one note. What lenders or who do I go to that would do this?
Hello, pretty much any lender could work with you on this transaction. If I may ask what is the greatness factory you are looking for rate, term, cash out, etc? Please give me a call Barrett Stokes 214-236-1384 AHFM American Home Free Mortgage.

Refinance 1st mortgage ?
I don't know of any program to would allow, I believe the only way you could do this is by No cash out first and leave 2nd. Let me give you two options have you thought about HELOC? Or reverse mortgage?

Refinance with low 500 FICO and 90 days late... modification in process but too slow
My friend keep getting in contact with your servicer at least once a week. Your loan will be assigned to a processor working your modification. There are consolidation companies that will work with you on your consumer debts. Remember your servicer will work to get the modification done you keep...

I am trying to find out information on a foreclosure at 20 Suburban Drive in Big flats NY. Do you know if this home is going to be for sale soon or would I be able to write a letter and make an offer? Maybe this home isnt even in your hands anymore but I thought it would be worth a try as were very interested.
My friend contact your local realtor and inquire they would let you know if the property is active in the MLS or bank owned. Then after that please come and visit us where we could supply the capital in purchasing this home for you.

400k loan with fair (now) credit and good salary?
With the late payments been over twelve months I don't believe that would be a factor on a FHA loan. With placing 20% on $400K home total PITI $3011.03 based on rate of 4.5 also placing 10% down PITI $3252.33 leaving a little more capital in your savings. With conventional yes you would avoid MI with 20%...

refi with HARP?
Hello; Refinancing can help a homeowner by initiating a new mortgage loan with better terms to pay off and replace the current loan. HARP Refinancing is only available to financially stable borrowers who already have a Fannie Mae or a Freddie Mac mortgage and have been keeping it current for at least...

what is the rate for a va loan in queens,ny?
I don't know I operate in Texas currently but you can go to www.bestrate.com

which loan?
My advice would be 40% would surely eliminate MI, and with planning to payoff in 2-4 years take the ARM that is locked in higher term than the time you plan to payoff. Do not get me wrong I said higher term not rate! Your options are 3, 5, 7 or 10 year ARM take care.

Could i afford a $174900 house with a 50000 annual salary?
On FHA financing your total loan amount would be $170,460.00 depending on the credit (using best rate) PITI $1505.29 fixed estimating taxes and insurance. Would have to know what your debt is to determine total qualifying please give me a call where we can discuss the debt ratio and get you into your new...

Can I short sale a house when I have a first and second mortgage from different lenders?
To answer your question "Yes" the first lien holder has the authority to negotiate the term of short sale and the second lien holder will follow.

Refinancing investment properties
Morning, We offer this product to refinance properties cash outs, I am inclined to agree with gentleman previously replied stating how many properties are a few and or there any additional properties with mortgages on them? Please give me a call or email where we can get into the meal of this deal....