Your credit history makes up 35% of your credit score. It is more important than any other factor that makes up your score, so it is important you know how to fix your credit history. Your credit history pertains to your...

Late payments are the most common negative mark on a credit report. One 30-day late payment can lower your credit score drastically and make it impossible for you to get approved for anything. The more recent the late payment...

Bad credit can hold you back from a lot of things, but most importantly it can hold you back from living your life. It can stop you from getting a car, getting into a home, maybe even getting a job. The statue of limitations...