Credit Repair
Updated Oct. 9, 2013
Bad credit can hold you back from a lot of things, but most importantly it can hold you back from living your life. It can stop you from getting a car, getting into a home, maybe even getting a job. The statue of limitations on items on your credit report is 7 to 10 years. That is 7 to 10 years of your life with no...

Remove Late Payments
Updated Oct. 24, 2014
Late payments are the most common negative mark on a credit report. One 30-day late payment can lower your credit score drastically and make it impossible for you to get approved for anything. The more recent the late payment and the longer it is late the more it hurts your credit score. Sometimes late payments...

Fixing Your Credit History
Updated Oct. 9, 2013
Your credit history makes up 35% of your credit score. It is more important than any other factor that makes up your score, so it is important you know how to fix your credit history. Your credit history pertains to your payment history with your creditors. This includes whether you have been late or on time over the...