Need advice - trying to get pre-approved but am in a strange situation
It is true that your in laws mortgage debt with affect your debt ratios on your own purchase loan. I would suggest looking at getting pre-approved without having to do the refinance for your in laws first. It may be that you are approved for more than enough...even with their mortgage debt. The approval can be...

How long do I have after escrow opens to apply for a loan.
As long as the lender has enough time to process and close the loan by the close date you should be fine. Give me a call if you would like to discuss rates and time frames! Take care. Lea Snyder - Summit Mortgage - 503-577-3895.

Jumbo Loan Refinance
The first step would be to get an approval. I can go over the necessary documentation needed to get the approval and the best available loan options for you. You can reach me at 503-577-3895. My office is in Portland. I have been a mortgage banker for 13 years and I look forward to helping you! Thanks. Lea...

Can I get a 4.0% Home refinance rate?
Hi Brian,Yes you can. I am happy to go over all of the payment, rate, term, etc. options with you. Call me at your convenience!Lea Snyder www.LeaHomeLoans.comMLO#39346 NMLS#3236503-577-3895Portland, OR

Currently looking to refinance a home, where do I begin?
Hi Gary. So far so good with the info you emailed. I will run some numbers for you to see what the savings would be. You can reach me directly at 503-577-3895 or leas@go-summit.com. Talk to you soon!

Can I refi into another VA home loan?
Yes, it is. Call me anytime and I will be happy to walk you through the process! Lea Snyder, 503-577-3895. You can also visit me on Facebook at Lea Home Loans. MLO# 39346.

What is the first step in getting a home loan?
Hi Sandy,Your first step is to get a pre-approval from a lender. Call me at your convenience and I am happy to walk you through the process! Lea Snyder - 503-577-3895 - MLO#39346 - www.LeaHomeLoans.com

Refinance investment property even though we are living in it as a primary?
As long as you live in the house and it's your primary residence you can refinance it as such. You would not have to refinance the current rental as an investment property. I am a mortgage banker in Portland, OR and have been for 15 years. If you have any more questions please feel free to call me at...

Is a second home considered an investment property?
No, a second home isnt considered an investment property. A second home is just that...a 2nd home that is at least 50 miles from your primary residence and typically in a desirable area - usually used for vacation or work if you work far away from your primary residence. Second homes are not rented. An...

Adjustting rates after a rate lock? Help
Yes you can get the lower rates. Since it sounds like you are already locked in with a lender you may want to ask them. If they can't help you I would be happy to. Lea Snyder 503-577-3895 MLO 39346 NMLS 3236

Can I get the seller to pay closing for usda?
Yes, seller can contribute to closing costs for USDA. Remember with USDA the property has to be USDA eligible to do a USDA loan. Let me know if you need any help with your financing. Take care!Lea Snyder 503-577-3895 MLO#39346 NMLS#3236

Where does your credit score need to be with Wellsfargo to qualify for conventional loan?
Typically 620 but there are other factors to consider. I am happy to walk through the approval process with you. We underwrite and close loans with Wells Fargo and many other banks and well. Let me know if I can help. Lea Snyder 503-577-3895. MLO#39346 NMLS#3236

Can I get a va home loan with a credit score of 669?
Va loans are available for a 669 score. Let me know if you have any more questions. I've been doing VA loans since 1998. Look forward to it! Lea Snyder 503-577-3895. MLO#39346 NMLS#3236

can i get a conventional loan with 670 fico?
Yes you can. I am happy to go through the loan process, loan numbers and answer any questions you have. Lea Snyder - Portland, OR - 503-577-3895 - MLO #39346

Loan In Oregon? $92000 income, 760 fico, 20% down
Hi Charlotte,I'm happy to have a conversation with you to discuss the details, go over the numbers and answer any questions you have. I have been a mortgage banker for 17 years. I live and work in Portland and lend all over the State of Oregon. Call at your convenience. Thanks!Lea Snyder 503-577-3895

Pre-qualification info.
You can start with a pre-qual and work your way into a pre-approval when you are ready. Let me know if I can help. I am local...in Portland. Lea Snyder - 503-577-3895 - NMLS 39346

soft approval
You can only get an idea of what the options MAY be. If you want move forward in looking for homes it's best to have a pre-approval. I would have a few questions and would be happy to help. Lea Snyder - Summit Mortgage - NMLS 39346 - (503) 577-3895

My bf is backing out of being a co-signer
You would need to be re-approved with only you on the loan...there are ways to improve your credit and I have helped hundreds of people with that. Let me know if you would like to get the process started. All the best!Lea Snyder503-577-3895NMLS3236